The 40-year-old unit went to social security and quit after two years. Is it cost-effective to renew the fee yourself?

Hello, many job-hopping friends will face this problem. No one will help you pay for the break. Be sure to find an intermediary to make a transition in advance. There are many intermediary companies on the internet to help pay social security. You can pay according to the minimum base. As long as you insure yourself, you can only get three insurances (pension, medical care and unemployment) through normal channels, and you can get five insurances and one gold by looking for an intermediary.

If it is a local account, you can pay it at the local employment service center and talent service center. If you want to be a freelancer in a different place, such as Beijing, you can only find a social security agency. Usually you pay a few hundred service fees a year, which can help you get five insurances and one gold.

Should I renew my social security if I used to work in Beijing and now want to go back to my hometown?

Of course we must continue, and we must turn!

Now many people leave Beishangguang and give up the social security they paid before. They think it's useless. They'll hand it in later. If you have been in Beijing for 15 years and haven't transferred to social security since you were 25 to 40 years old, you can't even afford medical insurance, and then you don't even have pension and lifelong medical insurance benefits. After working hard for social security for so many years, it would be a big loss.

How to turn the five risks?

Issue insurance payment vouchers in the original unit and the social security center in Beijing and bring them to the social security institutions in my hometown. If there is already a unit in my hometown, just hand it over to the unit for handling. Among them, your personal part of the endowment insurance can be completely transferred, and the unit payment can be transferred 12%. Medical insurance can transfer your payment period, and take out the personal part for your own use. Unemployment, work injury and maternity insurance generally do not need to be transferred, just go directly to the new unit.

How to transfer provident fund

You have to go to the provident fund management center in your hometown to issue three documents: the acceptance certificate of the new unit, the certificate of opening an account in the local provident fund center, and the name of the bank that opened an account in the local provident fund center. Move to the original unit registered permanent residence. If you don't check in, it will be sealed for you here and you can take it out after retirement.

thank you

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.