New social security rules for January 1, 2023

Introduction

China's social security and pension system will usher in varying degrees of reform and improvement every year, which is to ensure that the social security and pension system can meet the current social changes, from the fundamental protection of the rights and interests of participants and retirees.

For the vast majority of ordinary people, social security and pensions are related to our health care and old age, and are the fundamental protection of the social group, which requires every participant to pay special attention and attention.

With less than 2 months left in 2022, and with 2023 just around the corner, China's pensions and social security are about to undergo 5 brand new changes, all of which will affect our daily lives.

Let's take a look at the implementation of the new rules are what, hope that the majority of social groups to be aware of and inform each other.

I.

In order to avoid further expansion of the economic pressure on the domestic employment groups, China has opened the social security fee deferral policy, such as facing economic pressure on the general and small and medium-sized micro-enterprises, as well as individual businessmen and women can enjoy the benefits of social security deferral or temporary suspension of the payment of benefits.

Currently, the social security department provides for a three-month extension of the employee's pension insurance, which means that the participant can make up for three months of social security contributions within three months, without incurring any late payment fees during the period.

In addition to the workers' pension insurance, the extension time of the workers' compensation insurance and unemployment insurance is relatively long, the stipulated time is not more than the current payment period of one year,

at the same time, the unemployment insurance ushered in the reduction of the payment rate, which is undoubtedly good news for the participants.

II. The employee pension contribution ratio up

Since January 2023, China's employee pension contribution ratio will be ushered in an upward adjustment, the upward adjustment ratio reached 16%, which also means that China's participants in the future to receive the amount of pension will be higher than before.

It is important to know that the amount of domestic pension has always followed the principle of pay more, pay more, the higher the proportion of natural pensions will be higher, which is undoubtedly a good thing for the pensions of workers.

Three. Pension ushered in the 19th increase

China's pensions in 2022 to realize the 18th consecutive increase, this year, China's economic development as a whole tends to stabilize the situation upward, so 2023 pensions to achieve the 19th consecutive increase is almost on the board of the fact.

The pension adjustment ratio will still take the fixed adjustment, pegged adjustment and tilted adjustment of the three upward adjustment, the old retiree economic security will become more abundant.

Four. Unemployment insurance changes

In the past, the domestic unemployment insurance is a municipal system, from January 2023 the unemployment insurance will be changed from municipal system to provincial system, which means that the municipal unemployment insurance funds will be directly withdrawn to the provincial level to transfer, so as to ensure that the liquidity and stability of the funds of the industry.

Expanding the level of co-ordination area can support the local economy of the weaker regions,

the unemployed in the city can receive a more secure unemployment amount.

It is also worth mentioning that the scope of the provincial coordinated system of payment has also been expanded, in the past, the provincial coordinated system can only realize the unit's contribution, but now the urban individual businessmen and women can also realize the unemployment insurance payment, so as to ensure that all walks of life of the insured can enjoy the financial support and protection provided by the unemployment insurance benefits.

V. Cancellation of local medical insurance catalog

Since January 2023, China's local regional medical insurance catalog will be completely eliminated, through the collation and adjustment of the medical insurance catalog to achieve national unity, which also means that China's pharmaceutical companies will be the only channel to enter the medical insurance.

The benefits of such an adjustment are two, first of all, the price of medication across the country will realize the transparency and unity, even through the health insurance for cross-regional medical care do not have to worry about unnecessary differences in costs, fairness has been more significant to enhance the rights and interests of the participants in the medical treatment is more comprehensive.

It's not hard to see that the five changes coming in 2023 are all centered around the improvement and enhancement of social security and pension benefits, which means that participants can enjoy a more comprehensive rights and benefits, medical and pension issues to achieve further protection.

Summary

The social security system is an important social and livelihood policy in China, and this reform and improvement is only a transition period, the future of the social security system will usher in a more significant improvement and enhancement, to ensure that every participant's rights and interests and the fairness of the system can be maximized.

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