I don't trust the Social Security Administration, who has the ability to help me answer?

1, your current account has been moved back to your home, that is a rural household, but generally college graduates can not get on the rural household, must become a resident of the household, but you have a relationship with the other side of the story.

2, you now have no pension insurance, is based on your current company is willing to buy you five insurance, if willing, then no matter whether you are a rural hukou or urban residents hukou, have pension insurance.

3, your so-called three insurance, in fact, is five insurance, because there are two other insurance in the five insurance does not require personal commitment, so many people mistakenly think that it is only paid three insurance. The pension insurance you paid before still exists, you need to go to transfer to the social security bureau where your current company is insured, the contributions will be accumulated and calculated. On the issue of transfer: you need to go to the social security bureau in Shenzhen to participate in the issuance of payment vouchers (you can find someone to do it for you, but you need to produce your original ID card), the rest will be given to your current unit of the social security administrator for you to handle it.

4, the company wants a copy of your current account, indicating that your company is based on your account is urban and non-urban to you on the insurance. Some units of good treatment, will give so college education personnel to buy basic insurance (five insurance), regardless of whether it is a rural household. Your company if you are insured according to your rural household registration, then you can only participate in the comprehensive insurance, the unit is not against the rules.

5. If you move your hukou to your uncle's side and become a resident, the organization will have to convert your comprehensive insurance to basic insurance for you.

6, the difference between basic insurance and comprehensive insurance:

a, the contribution base, the contribution ratio is different, the basic insurance is much higher than the amount of comprehensive insurance contributions;

b, the pension treatment is different: the basic insurance is to retire and receive a monthly pension, comprehensive insurance is a one-time refund of money in the individual pension account, plus a one-time pension subsidy.

c. If you give birth to a child, the amount of maternity allowance and lump-sum flat-rate medical subsidy is almost half less.

d, others.

The reason why participating in the comprehensive insurance is lower than the basic insurance contributions and enjoys lower treatment is based on the fact that rural households occupy such a means of production as land, and with land, your basic life can be guaranteed to a large extent. So if you won't go back to farming in the countryside after retirement, it is recommended that you consider taking out basic insurance.