How much does the resident social security pay a year?

First of all, it must be clear that individuals without units can also pay social security. There are two ways to pay social security: one is to participate in social security for employees as flexible employees, and the other is to participate in social security for urban and rural residents.

As a flexible employee, the first type of employee social security can only cover three types of insurance: old-age insurance, medical insurance and unemployment insurance. Generally, it cannot be paid separately, and it must be paid at the place where the household registration is located. You can participate in social security through the talent service center or the employment service center.

To participate in employee social security, the payment standard is relatively high. Generally speaking, the payment base is the average salary of local employees in the previous year, and the payment ratio is 20%. In many places, flexible employees can choose the payment base between 60% and 300% of the average monthly salary of local employees in the previous year.

As a flexible employee to participate in employee social security, because of the high level of payment, it is suitable for people with higher income. Moreover, it should be noted that under the same payment base, the pension benefits received after retirement are as much as those of enterprise employees.

The second type of social security for urban and rural residents, including urban and rural residents' old-age insurance and urban and rural residents' medical insurance, can be paid separately.

To participate in the old-age insurance for urban and rural residents, as long as they have reached the age of 16 (excluding students at school) and have not participated in employee social security, they can participate in the old-age insurance for urban and rural residents at their domicile.

The endowment insurance for urban and rural residents is paid annually, and the payment is divided into many grades, which is more flexible. You can choose according to your own economic ability. You can only pay 100 a year, or you can pay several thousand yuan a year.

Although the cost of participating in the old-age insurance for urban and rural residents is low, correspondingly, the pension level obtained in the future is relatively low. Moreover, the endowment insurance for urban and rural residents is subsidized by the government. The higher the payment level, the higher the government subsidy and the more cost-effective.

Therefore, if one's own economic ability allows, one should still choose to participate in social security for employees. At present, the average high pension of enterprise employees exceeds 2,000 yuan, followed by the high-grade payment of urban and rural residents' pension insurance, so that after retirement, they get more money and their lives are more secure.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.