How much does Shanghai usually pay for five insurances and one gold?

The payment amount of five insurances and one gold in Shanghai needs to be calculated according to the specific social security payment base and payment ratio.

Shanghai's five insurances and one gold are composed of the following parts: endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. The proportion of payment is: 22% for pension insurance units and 8% for individuals; Medical insurance unit 12%, individual 2%; Unemployment insurance unit 1.7%, individual1%; Industrial injury insurance unit 0.5%, individuals do not need to pay; Maternity insurance unit 0.8%, individuals do not need to pay; Housing provident fund units and individuals each 7%. The upper limit of social security payment base is 14076 yuan, and the lower limit is 28 15 yuan; The minimum monthly deposit of housing provident fund is 204 yuan. The payment amount is calculated according to the average monthly wage income of employees in the previous year, which is affected by the upper and lower limits of the social security year.

Base and proportion of social security contributions:

1, payment base: refers to the calculation base for individuals and units to pay social security fees, usually based on employees' salary income;

2. Payment ratio: refers to the percentage of social security fees that individuals and units should pay according to policies;

3. Types of social security: including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance;

4. Upper and lower limits of payment: there are prescribed upper and lower limits on the social security payment base, and the excess is not counted;

5. Individuals and units pay: Social security fees are usually shared by individuals and units, with different proportions.

To sum up, Shanghai's five insurances and one gold include pension, medical care, unemployment, work injury and maternity insurance and housing provident fund. The proportion and amount of payment are limited by the social security payment base, with the upper limit of 14076 yuan and the lower limit of 28 15 yuan, while the lower limit of the monthly payment of housing provident fund is 204 yuan. The specific payment amount is determined according to the average monthly salary of employees in the previous year, and is also limited by the upper and lower limits of annual social security.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 60

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.