Which reimbursement ratio is higher, social security or new rural cooperative medical system?

Compared with the rural cooperative, the social security card has a higher proportion of medical insurance reimbursement for urban residents. The reimbursement rate of urban residents' medical insurance is 85%, and the reporting rate of the new rural cooperative medical system varies from 10-80% according to different hospital levels, which is less than that of urban residents' medical insurance, as follows:

1, the new rural cooperative medical system is bought by rural hukou, and residents' medical insurance is bought by non-agricultural hukou;

2. The new rural cooperative medical system mainly allows farmers to reimburse more in township hospitals, with low deductible and relatively few hospitals in cities; The deductible line of residents' medical insurance is slightly higher than that of the new rural cooperative medical system, and the reimbursement rate of large hospitals is slightly higher, resulting in more money.

Legal basis: Article 24 of People's Republic of China (PRC) Social Insurance Law.

The state establishes and improves the new rural cooperative medical system.

Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Article 25

The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Article 26

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.