Ordinary employees in the unit have social security and want to buy a commercial insurance. Is it better to choose life insurance or old-age security?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! Ordinary employees in the unit, even with company social security, have great pressure on their daily work and life. It is also very necessary to appropriately increase commercial insurance for your own protection. As for whether you should buy life insurance or choose old-age insurance, I suggest that you can make a comparative choice according to your current security needs and your own economic ability, so as to provide you with the most suitable commercial insurance products.

How do ordinary employees in units with social security buy suitable commercial insurance products?

1. Fully consider all items that need to be insured, make overall arrangements, avoid repeated insurance, and make the most effective use of insurance funds.

2. Insure accidental injury insurance and accidental medical insurance to avoid the risks caused by accidents that may be encountered in daily life.

3. Try to choose long-term health insurance such as critical illness insurance with long payment period, and pay attention to the insured amount and deductible of health medical insurance when applying for insurance.

4. If economic conditions permit, it is necessary to supplement the purchase of certain old-age insurance.

In short, I remind you that when making a commercial insurance plan for yourself, you must pay attention to integrating your own security needs and building a comprehensive accident, health and old-age security system that suits you. Provide professional insurance products suitable for many people to choose. You can refer to: