How long can I use the social security card?

The social security card can be used immediately after activation, but the medical insurance in the social security card needs to be paid continuously for three months before it can be used to reimburse medical expenses. For medical reimbursement after hospitalization, a small proportion of medical expenses can only be reimbursed when the social security card is paid for three months, and a large proportion of medical expenses can only be reimbursed when the social security card is paid for six months. Individuals pay social security cards according to 8% of the average salary of the previous year, and they can enjoy state pensions and other subsidies after retirement, so the sooner they pay social security cards, the better for them.

1. How long can the social security card be used after payment?

Article 16 of the Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Second, the processing method of social security card

(-) To pay in the name of an individual, it is necessary to apply to the social security bureau where the household registration is located. Insurance procedures include: my ID card, two recent bareheaded one-inch photos, insurance premium, application form, etc.

And can only apply for pension and medical insurance.

(two) or to participate in insurance in the form of units. It is a foreign hukou, and social security can only be purchased through the unit.

If social security is handled, it is best for the unit to pay, because the unit will bear a large part of the expenses for us, thus reducing its own payment pressure.

Moreover, the unit model can be insured with 5 insurances 1 gold, and the individual model can only be insured with pension and medical care.

Three. endowment insurance

1, the average monthly salary of employees in the year above the individual contribution is the base (the minimum number is 60% of the salary of employees in the whole city in the previous year; The highest figure is 8% of the city's employees' wages in the previous year.

2. The unit payment is paid according to 22% of the average monthly salary of the employee in the previous year. From June 65438+1 October1day, 2006, Ministry of Human Resources and Social Security adjusted the size of the individual pension account from 165438+ 0% of my contribution salary to 8%. The previous policy was that individual contributions and 3% unit contributions were all included in individual pension accounts, and unit contributions 19% were transferred to social pooling, while the new policy also included 3% of unit contributions in social pooling to solve the problem of empty accounts in pension accounts.

Taking Beijing as an example, the proportion of medical insurance payment: unit 10%, individual 2%; Unemployment insurance unit 1%, individual 0.2%; employment injury insurance

According to the industry scope divided by the unit, the work injury rate is determined, and the work injury rate is between 0.5% and 2%; Maternity insurance payment ratio: 0.8% for the unit, and no payment for the individual. Public accumulation fund

Provident fund deposit ratio: according to the actual situation of the enterprise, choose the housing provident fund deposit ratio. However, in principle, the maximum wage shall not exceed 10% of the average wage of employees in Beijing. Since the second half of 2009, Beijing has uniformly stipulated that all employers should pay housing provident fund at 12% of their wages. Units and individuals are 65438+ 02% of salary.

Social security cards can be used immediately after payment, and medical insurance cards are also guaranteed for their own medical health. The monthly payment is only a small part, so the sooner you start paying social security cards, the better for individuals. Moreover, if you are looking for a job, the company can also help you pay the social security card, which will be much better for individuals, and the social security card can also receive subsidies in some major accidents, just like if you have a social security card in the past two years, you can receive some subsidies.