Can I still get a pension after paying 15 years of social security?

Many people buy social security for old-age care and medical care. As we all know, the payment period of social security is 15 years. As long as you pay 15 years, you can receive a pension after retirement. Many people have this question, does it mean that social security can be stopped as long as it is paid 15 years? The following small series will explain it in detail.

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The netizen asked:

I started to buy social security at the age of 25. Now he is 40 years old and has paid 15 years of social security. Can I get a pension?

Reply:

To receive a pension, the insured must first reach the national legal retirement age. Male employees retire at the age of 60 and female employees retire at the age of 50. Only when they have paid 15 years and reached the national legal retirement age can they receive pensions. Therefore, netizens do not meet the retirement age, so they cannot receive pensions.

The netizen asked:

I have paid social security for 15 years. Is it possible for individuals to buy social security 15 years without paying it? Anyway, he is old and has a pension!

Reply:

First of all, this idea itself is very wrong. If everyone has this idea, then the annual pension amount will be greatly reduced, and ultimately it will hurt their own interests. You won't get that much money when you are old.

Secondly, the length of time to pay social security and the level of social security base will affect the cost of receiving old-age insurance in the future. In other words, the longer you pay social security, the more pensions you can get in the future.

Finally, as long as the employees work in the enterprise, even if you pay the social security that meets 15 years, as long as you have not reached the retirement age, you still have to buy social security.

Bian Xiao's summary:

/kloc-You can stop paying personal social security after 0/5 years and receive a monthly pension after retirement, but this is only the minimum amount. If you want to get a little more every month, don't stop even if you pay the service life, so we will get more pensions after retirement, so Bian Xiao reminds you that you must pay social security and pay more.