How to stop paying endowment insurance if you don't reach retirement age after paying 15?

If the retirement age is not reached after the payment of endowment insurance 15, the payment will be stopped as follows:

1. Go to the local social security bureau to stop paying. You need to bring your ID card, social security card, labor contract and other related materials, submit an application for stopping payment to the Social Security Bureau, and pay the corresponding handling fee.

2. If the endowment insurance is paid in the unit, you can consult the personnel department of the unit to stop paying. Generally speaking, the unit will assist employees to submit applications for payment suspension to the Social Security Bureau.

For endowment insurance, the following materials shall be provided:

1. Freelancers need to bring their town residence booklet, ID card and copy;

2. The person who terminates the labor relationship needs his/her urban household registration book, ID card and photocopy, and his/her agreement and photocopy for terminating the labor relationship;

3. Unemployed people need their urban household registration book, ID card and photocopy, and their unemployment certificate and photocopy;

4. Individual industrial and commercial households need business licenses, ID cards and photocopies.

To sum up, paying endowment insurance can not only provide certain living security after retirement, but also provide help and support for individual retirement plans. It is suggested to pay the old-age insurance in time to ensure that your retirement life is guaranteed.

Legal basis:

Article 10 of People's Republic of China (PRC) Social Insurance Law

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.