Why didn't the social security card have money for 4 years?

Social security card has been paid for 4 years. Generally, the money in the social security card is the outpatient fee returned after paying the basic medical insurance. I didn't pay the basic medical insurance, and there was no money in the medical insurance card.

Social security card is divided into two accounts, personal account and bank account. Every month, a sum of money will be credited to the personal account in two parts. One is personal payment, which will be credited to personal account, and the other is unit payment.

As for why the social security card has no money, it can be divided into many situations:

1, the social security paid is wrong. Only employee social security has this money. If it is the new rural cooperative medical system or residents' medical insurance, there is no money;

2. If you have retired, there is no lifelong medical insurance. To put it simply, even after retirement, the social security card will earn money every month, but only if the medical insurance has been paid for 25 years can you enjoy lifelong medical insurance benefits. If not, the social security card will have no money to enter after retirement;

3. The query method is wrong. When querying the balance, if there is no balance in the bank card, see if the query is wrong. You can check social security accounts in social security agencies, designated medical institutions and designated retail pharmacies.

legal ground

People's Republic of China (PRC) social insurance law

Seventy-fourth social insurance agencies through business handling, statistics, investigation and other means to obtain the data needed for social insurance work, the relevant units and individuals should provide timely and truthful.

The social insurance agency shall establish a file for the employer in a timely manner, completely and accurately record the social insurance data such as personnel's participation in social insurance and payment, and properly keep the original vouchers for registration and declaration and accounting vouchers for payment and settlement.

The social insurance agency shall timely, completely and accurately record the individual's personal rights and interests such as social insurance payment, employer's payment and social insurance benefits, and regularly send the personal rights and interests records to me free of charge.

Employers and individuals can inquire and check the records of payment and social insurance benefits from social insurance agencies free of charge, and ask social insurance agencies to provide social insurance consultation and other related services. Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development. Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.