Can I get a loan after paying social security for one year?

1. Can I get a loan after paying social security for one year?

Subjectivity of law: social security can't be loaned, and it must be paid by one's own labor. Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Objectivity of law: Article 36 of People's Republic of China (PRC) Commercial Bank Law provides guarantee for commercial bank loans. Commercial banks should strictly examine the repayment ability of guarantors, the ownership and value of collateral, and the feasibility of realizing collateral. After examination and evaluation by a commercial bank, it is confirmed that the borrower has a good credit standing and can repay the loan, and no guarantee may be provided.

2. Can I get a loan after paying social security for one year?

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3. Can I apply for a loan after paying social security for one year?

No, it can only be submitted continuously for 18 months. Applying for a loan with a social security card requires the borrower to have a certain repayment ability. If the borrower applies for a credit loan, then the borrower has worked in the current unit for more than half a year, with a monthly income of more than 3,000 yuan and a good personal credit record. If the borrower applies for a mortgage loan, he must have collateral as collateral and have a good credit record. Collateral should meet the qualifications and conditions of mortgage, and at the same time have a mortgage amount.

4. Can I apply for a loan after paying social security for one year?

No, it can only be submitted continuously for 18 months. Applying for a loan with a social security card requires the borrower to have a certain repayment ability. If the borrower applies for a credit loan, then the borrower has worked in the current unit for more than half a year, with a monthly income of more than 3,000 yuan and a good personal credit record. If the borrower applies for a mortgage loan, he must have collateral as collateral and have a good credit record. Collateral should meet the qualifications and conditions of mortgage, and at the same time have a mortgage amount.