Jiamusi personal payment of social security

What is the difference between the individual payment of social security and the unit payment of social security: First, different types of insurance. This is the most obvious difference between personal payment and unit payment. Individuals pay social security can only participate in the pension insurance, medical insurance two kinds of insurance; unit to pay the employee social security, including pension insurance, medical insurance, industrial injury insurance, unemployment insurance and maternity insurance of the five basic types of insurance. It can be seen that the unit to pay social security can provide more protection. Second, the amount of contribution is different. Individuals pay social security, the general contribution rate is 20%, and then also refer to the local average wage and social security departments to provide the contribution level. The lowest level is 60% and the highest level is 300%. The unit to pay social security, the contribution ratio by the company to pay part of the individual part of the pension insurance is the unit each month for you to pay 20%, you pay 8%; medical insurance is the unit each month for you to pay 9%, you pay 2%, plus 10 dollars of the major medical co-ordination. Third, the place of insurance is different. Pay their own social security, you can participate in the status of flexible employment personnel in urban and rural residents insurance or new rural insurance and new rural cooperative, etc., but must go to the domicile of the location of payment and retirement; unit payment of social security must be paid in the location of the unit, and the location of the employee's hukou has nothing to do with the retirement, but retirement according to the policy of the location of the hukou to handle the retirement formalities. Fourth, the pension treatment is different. Unit employees pay wages are generally higher, and individuals pay social security are by high school low three gears, the highest is only the average social wage, so the contribution base is low, so the treatment is also lower. However, our pension treatment has always been more pay more, individuals pay social security if you want to receive more pension, you have to pay more.