Kunshan purchase restriction policy?

1. Kunshan's purchase restriction policy?

1, limited purchase 1 set, and provide the personal income tax payment certificate or social insurance (urban social insurance) payment certificate accumulated in Suzhou City (including Wujiang District), Kunshan City and Taicang City for more than 1 year from the date of purchase (overdue payment is invalid).

2. Kunshan also restricts loans while implementing purchase restriction: provident fund loans: if employees' families use provident fund loans for the first time, the maximum loan amount will remain unchanged (700,000 yuan); If an employee's family uses provident fund loans for the second time, the maximum amount of family loans is adjusted to 500,000 yuan, and the maximum amount of single-person loans is adjusted to 300,000 yuan; If employees' families use provident fund loans for the second time, the down payment ratio will be adjusted to not less than 50% of the total housing price; If the employee's family uses the provident fund loan for the second time, it will be adjusted to calculate the loanable amount by 6 times of the borrower's personal account balance. Meet the above conditions and have sufficient funds to buy a house.

Second, is Kunshan restricted?

Legal analysis: According to the purchase restriction policy of commercial housing in Kunshan, it is required to buy a house in Kunshan at present. If you want to buy a house in Kunshan, you must meet these conditions: 1, foreigners are restricted to purchase 1 set, and you need 1 year social security or tax payment certificate; 2. 3 sets of local restrictions; 3. If there is no room or loan record in Suzhou, the minimum down payment is 30%; 4. If there is a housing or loan record (settled), the minimum down payment is 50%; 5. If there is a set of outstanding loans, the minimum down payment is 80%; 6. Three sets and upper limit loans; 7. The maximum amount of provident fund loans is 6 times the balance of provident fund. Restricting purchases means restricting purchases, specifying the purchase quantity, which refers to a series of promotional measures taken by merchants in order to make their products obtain good sales performance, often some products with special prices and reduced prices, in order to prevent other business partners and the same industry from maliciously snapping up. Legal basis: Article 240th of the Civil Law of People's Republic of China (PRC) (hereinafter referred to as "Civil Law"), the owner has the right to possess, use, profit from and dispose of his real estate or chattel according to law. Article 366 The right holder of a residence has the right to enjoy the usufructuary right to occupy or use another person's residence in accordance with the contract, so as to meet the needs of residence and life. Article 369 The right of residence shall not be transferred or inherited. Houses with the right of residence shall not be rented, unless otherwise agreed by the parties. Article 370 The right of abode expires or the obligee dies. If the right of residence is eliminated, the cancellation of registration shall be handled in time.

3. What conditions do foreigners need to buy a house in Kunshan?

Since 20 18, Kunshan has stipulated that the purchase restriction for foreigners is as follows:

1, limited purchase 1 set, and provide the personal income tax payment certificate or social insurance (urban social insurance) payment certificate accumulated in Suzhou (including Wujiang District), Kunshan City and Taicang City for more than 1 year from the date of purchase (overdue payment is invalid).

2. Kunshan restricts loans while implementing the purchase restriction:

Provident fund loan: if the employee's family uses the provident fund loan for the first time, the maximum loan amount will remain unchanged (700,000 yuan);

If an employee's family uses provident fund loans for the second time, the maximum amount of family loans is adjusted to 500,000 yuan, and the maximum amount of single-person loans is adjusted to 300,000 yuan; If employees' families use provident fund loans for the second time, the down payment ratio will be adjusted to not less than 50% of the total housing price;

If the employee's family uses the provident fund loan for the second time, it will be adjusted to calculate the loanable amount by 6 times of the borrower's personal account balance.

Meet the above conditions and have sufficient funds to buy a house.

Extended data:

"Kunshan talent housing implementation measures" in the unlimited purchase conditions:

1. Talents who work in enterprises in our city, are on-the-job when applying for house purchase, and have bachelor degree or above;

2. I work in an enterprise in our city, and I was on the job when I applied for a house. I have a college degree, and my major matches my post. My major conforms to the Catalogue of Talent Demand of Key Industries in Kunshan City issued by the Municipal Bureau of Human Resources and Social Security that year.

Before the above-mentioned talents buy a house, they should go to the Municipal Human Resources and Social Security Bureau to identify the qualifications for buying a house. The recognized talents shall be implemented by the Municipal Housing and Construction Bureau and the Land and Resources Bureau with reference to relevant regulations.

Kunshan Youth League Committee: Notice on "Measures for the Implementation of Talents' Living in Kunshan (Trial)"

Iv. kunshan 202 1 purchase restriction policy?

1. For foreigners, Kunshan has implemented a purchase restriction policy. Therefore, if you want to buy a house in Kunshan, you must first pay social security 1 year locally, and it will be valid for 2 years before you can buy a house. The social security limit refers to all social security records in Suzhou City (including gusu district, Wuzhong District, Xiangcheng District, High-tech Zone, Industrial Park, Wujiang District, Changshu City, Zhangjiagang City, Taicang City and Kunshan City) or in the whole city. In other words, the social security records within the urban area of Suzhou can buy a house in Kunshan. 2. This year, affected by the epidemic, the policy of Suzhou talents to settle down and buy houses has been relaxed. (1) Undergraduate can directly settle down without social security (no more than 45 years old); (2) College social security can be settled in 6 months (no more than 35 years old); (3) Applicable to the administrative areas of Suzhou (Park, Xiangcheng, gusu district, New District, Wujiang, Wuzhong, Kunshan, Taicang, Changshu and Zhangjiagang). It can be seen that foreigners can settle in Kunshan through talents. This method has been officially implemented since May 1 day. Restricted cities have lowered the threshold for settlement to a certain extent, and indirectly lowered the threshold for purchase restriction.