Adjustment of social security payment base in July

Every July, the social security payment base will be adjusted, and the upper and lower limits of the new payment base will be determined according to the social wage of the previous year.

When the social security payment base is adjusted once a year, the Social Security Bureau will also require institutions to declare and adjust the payment base according to the average salary of employees in the previous year. The principle of adjustment is to get the new social security payment base of the year by taking the monthly average according to the total wage income of employees in the previous year.

After determining the social security payment base in July of that year, it will be implemented from July of that year to June of the following year.

Recently, the State Council and Ministry of Human Resources and Social Security issued the "Notice on Promoting the Application of Social Security Cards Based on the National Comprehensive Online Government Service Platform", demanding that the application of social security cards in the government service platforms of relevant departments in various regions and the State Council be promoted, so as to realize the "one-line communication" of social information reuse and inter-provincial business, solve people's pain points and improve service efficiency.

In addition, the social security payment base has been adjusted. However, the targets of this adjustment are individual industrial and commercial households and flexible employees. Such people who participate in endowment insurance can choose a suitable payment base within the range of 60% to 300% of the average salary of employees in full-scale urban units, which will greatly reduce the burden on low-income people.

You can enjoy two benefits by paying social security yourself:

(1) Free to choose different social security payment standards, 60% ~ 300%;

(2) After determining the social security payment base in full caliber, the social security premium in some areas has been greatly reduced compared with last year.

Social security needs to be paid for 15 years, and you can enjoy the old-age insurance benefits normally when you retire. Many of them have not been paid in full before and can be paid in one lump sum.

In the new social security regulations in 2020, social security cannot be paid in one lump sum, except for these three situations:

(1) The contribution of endowment insurance for urban and rural residents is lower than 15. When they reach the age of 60, they can pay in one lump sum, otherwise they will not receive the pension, but the longest payment period shall not exceed 15.

(2) If the enterprise fails to pay social security to the employees in full and on time, the employees can carry out rights protection work and ask the enterprise to pay back.

(3) After leaving the company, if the social security payment does not exceed 3 months, it is generally allowed to pay back, but not necessarily more than 6 months. Because local policies are different, it is best not to cut off social security and affect the purchase of a house!

It is illegal to pay social security and provident fund at the same time.

Before the new regulations, five insurances and one gold, social security (five insurances) were paid by the state, and no provident fund was needed. Therefore, in order to control expenditure, many enterprises only pay five insurances to their employees and do not pay the provident fund. According to the new social security regulations in 2020, the housing provident fund belongs to the compulsory payment scope, and the social security and provident fund must be paid at the same time in the future! Five insurances and one gold are the legitimate rights and interests of employees. Black-hearted enterprises that fail to pay according to regulations are welcome to report!

3 Five risks become four risks, and maternity insurance is included in medical insurance.

On March 5, 20 19, the State Council officially issued the Opinions on Comprehensively Promoting the Implementation of the Combination of Maternity Insurance and Employees' Basic Medical Insurance (Guo Ban Fa [20 19] 10), pointing out that the merger of the two insurances before the end of 20 19 had no impact on our employees. For enterprises, it is more convenient to lose an insurance procedure!