Should Guangzhou social security be paid for 30 years?

If the accumulated payment period of employee pension insurance is over 15, the accumulated payment period of employee medical insurance is over 30 years for male employees and 25 years for female employees.

1. Payment period of employee pension insurance:

Individuals who participate in the basic old-age insurance can receive the basic old-age pension on a monthly basis if they have paid 15 years when they reach the statutory retirement age.

2 employee medical insurance payment period:

Workers who participate in medical insurance reach the legal retirement age, and the payment period needs to meet two conditions at the same time to enjoy retirement benefits:

(1) means that the accumulated payment period of employee medical insurance meets the requirements of the place where they enjoy retirement benefits. Gradually unify the province's medical insurance payment period policy. By 2030, the cumulative payment period will be 30 years for male employees and 25 years for female employees. 1.

(2) The actual payment period of employees who participate in medical insurance after retirement is 10 year.

3. Pensions reflect "overpayment and overpayment", "long payment and overpayment" and "early payment and overpayment". The longer the payment period, the more the payment, the earlier the payment, and the higher the pension you receive when you retire; Payment 15 years is only the minimum payment period for receiving basic pension. If employees are still insured according to law, they will continue to be insured according to regulations even if they have paid 15 years. The longer the payment period, the higher the corresponding pension.

Legal basis:

Article 6 of the Interim Measures for the Transfer and Continuation of Basic Medical Insurance in Guangdong Province

Gradually unify the province's employee medical insurance payment period policy. By June 2030, 65438+ 10 1, the cumulative payment period will be 30 years for male employees and 25 years for female employees.

In cities that fail to meet the requirements specified in the preceding paragraph, from 2022 onwards, on the basis of the city's policy of 202 1 payment period, the accumulated payment period of medical insurance for employees in this city will be adjusted year by year.

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis;

Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.