Does stopping Social Security payments after quitting have an effect on the future? What should be done to avoid it?

One, social security break can be renewed after work, or you can choose to renew it yourself. (If the social security full 15 years, you can not have to pay back.)

First, if your social security appears to have a record of arrears, that is, without handling the suspension, you have to make up the arrears in order to renew;

Second, second, secondly for the suspension of social security premiums, no need to make up the payment, just to the employer to provide the original ID card and copy, family planning proof, you can renew the payment;

thirdly, participants as long as they can accumulate 15 years of contributions before retirement age), eligible for pension insurance benefits;

fourthly, self-employed industrial and commercial households without employees, part-time workers who do not participate in the social insurance of the employing unit and other flexibly employed persons,may pay social insurance premiums directly to the social insurance premium collection organization.

Second, the broken payment on the future impact

First, social security after the break, the impact is the biggest medical insurance : first from the break of the 1st of the 2nd month, see the doctor can not reimbursement medical The money in your personal account can still be used, and it won't be zeroed out for you just because of the break in payment. Newly insured employees (including interrupted contributions for more than one year to re-enroll) participate in basic medical insurance according to law and continuously pay for one year (excluding years of retroactive contributions) place, according to the provisions of the basic medical insurance entitlements; six months less than one year, according to the implementation of the 50%; less than six months, will not be paid. If there is no interruption of contributions, or interruption of contributions did not exceed one year, in the case of hospitalization in the month of payment, does not affect the medical insurance reimbursement.

Secondly,The impact on the pension insurance: the interruption period does not calculate the length of service, there will be a loss of wages for the length of service; interruption of the period of time no personal account into the personal accounts, the future caused by the reduction of personal accounts, the calculation of the pension insurance will be a loss; the legal retirement age is the life of the time interruption of the total accumulation, the total interruption of 12 months, the total interruption of 12 months, the total interruption of 12 months, the total interruption of 12 months, the total interruption of 12 months.

Third, the impact on maternity insurance: The enjoyment of maternity insurance must be previous to the birth of 12 months of continuous contributions, broken can not make up for maternity insurance premiums. If it is not continuous, you will not be able to enjoy the reimbursement of maternity insurance.

Fourth, on the unemployment insurance , the impact of industrial injury insurance: If the social security after the cessation of payment, will not be able to enjoy unemployment insurance and industrial injury insurance.

Fifth, the impact on the purchase of housing, car, children's school, the qualification of settlement (some areas have requirements for social security): such as Beijing to participate in the points of settlement requirements for seven years of social security, the purchase of housing and purchase of a car requires five years of social security, the children of the public school of the social security requirements of the parents are also there. These requirements for the continuity of the social security is very strict, once the break will be recalculated years, some qualifications to make up for the payment is even invalid. Because this social security must not be broken, can make up for the payment as much as possible to make up for the payment.

Three, is it necessary to make up after the break?

First, if the flexible employment of the social security of the broken one month, you can bring ID cards, social security cards to the local social security bureau to make up for the payment can be. According to the regulations, generally within three months of the break, as long as the timely payment, will not have the use of social security card use impact . If a working employee's social security is cut off for one month, it can only be paid back by the work unit, and the individual employee cannot make the payment. China's social security includes medical insurance, pension insurance, maternity insurance, unemployment insurance and industrial injury insurance.

Secondly,The following cases can not make up for the social security: due to the closure of the company, personal reasons to leave, after leaving the company can not realize the re-employment, and did not apply for the status of flexible employment to pay the social security.

Thirdly, it is necessary to make up the payment. The unit is willing to help make up the payment that is still more cost-effective. If the interruption of only one month, pension insurance or medical insurance contribution time postponed one month, as for has left the job, unemployment insurance is completely unnecessary to make up for the payment. The first thing you need to do is to make sure that you have the right amount of money to pay for your own health care.