Can I use my social security card without returning it?

Social security has stopped paying, and medical insurance can still be used.

After the medical insurance is paid off, the medical insurance benefits will be suspended from the next month after the payment is suspended. Medical insurance will not stop immediately, but it will no longer enjoy medical insurance benefits from next month, but the medical insurance card can still be used. Although the medical insurance has been paid off, the money in the personal account of the medical insurance card can still be used, but it can only be used to buy medicine and see a doctor at the outpatient clinic. If you are hospitalized due to illness, you can't enjoy medical insurance reimbursement and need to pay at your own expense.

The medical insurance card is handled as follows:

1. The insured person brings his/her valid certificate and applies to the neighboring county medical insurance center, and the county medical insurance center will settle the account on the spot;

2. The insured person can also apply to the adjacent street medical insurance service point for handling, and the service point will settle within 3 working days. The insured person shall receive the medical insurance card at the service point within the specified time;

3. The insured may entrust others to handle it on his behalf. Customers need to carry valid certificates of themselves and the insured when handling;

4. When the employer handles it centrally, it can go to the county medical insurance center with the employer's letter of introduction and the valid certificate of the handling personnel, and then the employer will issue medical insurance cards to the insured.

There are several ways to activate the medical insurance card:

1, bank outlet activation: just bring the original social security card and ID card to the bank outlet for activation;

2. Activation of designated hospitals: registration, hospitalization, outpatient service, etc. Social security cards can also be activated in designated hospitals;

3. Activation of designated pharmacies: You can insert a social security card to buy medicines at the designated pharmacies of medical insurance cooperation, and directly activate the consumption of social security cards.

To sum up, even if the social insurance premium is not paid, the medical insurance card can still be used as long as the payment period is up.

Legal basis:

Article 25 of People's Republic of China (PRC) Social Insurance Law

The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.