How does Hangzhou pay its own social security?

If you are a native of Hangzhou and have a local household registration in Hangzhou, you can bring relevant information to the local street office or social security agency to apply for social security. You can also apply to the local social security agency for social security as a flexible employee, but in this case, you can only buy pension insurance and medical insurance, but you can't pay work-related injury insurance, unemployment insurance and maternity insurance. If it is a foreign household registration, social security can only be paid through a third-party institution.

Personal social security payment process in Hangzhou

If you are registered in Hangzhou, you can go to the Social Security Bureau to pay social security yourself, but if you are registered in other places, this will not work. Social security can only be paid through third-party institutions. The specific process is as follows:

1. Individuals sign agency social security agreements with third-party social security agencies.

2. Individuals decide to pay Hangzhou social security base and pay social security standards.

3. Individuals provide photos of the front and back of their ID cards.

4. Individuals call social security fees and social security payment service fees to third-party social security agencies (China Travel Service). Com), the agency will help individuals pay social security after receiving the money.

I. Basic medical insurance for urban and rural residents

Coverage and object of basic medical insurance for urban and rural residents (hereinafter referred to as medical insurance for urban and rural residents):

1./kloc-children with overall household registration under 0/8 years old, or students who have reached 0/8 years old but are still studying in overall primary and secondary schools; Primary and secondary school students who are not registered as a whole, who are enrolled in primary and secondary schools as a whole and whose parents have participated in employee medical insurance, and preschool children (hereinafter referred to as children) who live as a whole and whose parents have participated in employee medical insurance and have paid accumulated contributions for three years.

2. Urban and rural residents with overall household registration, 18 years old or above, did not participate in basic medical insurance in this overall place or in other places.

3. Full-time undergraduate students and full-time graduate students (hereinafter referred to as college students) who receive general higher education in all kinds of full-time ordinary colleges and universities (including private colleges and universities) and research institutes within the administrative area of Hangzhou.

Foreign students studying in Hangzhou are not included in the scope of protection of these measures.

Urban and rural residents shall, within 3 months of meeting the conditions for participation in insurance, go to the nearest street (town) labor security station or city/district medical insurance agency to go through the procedures for participation in insurance payment with their ID card, residence booklet (original and photocopy) and recent one-inch photos, and at the same time receive the Calendar of Basic Medical Insurance in Hangzhou (hereinafter referred to as the Calendar), and enjoy the medical insurance benefits for the remaining months of the settlement year from the next month of payment.

Two. Social endowment insurance for urban and rural residents

Urban and rural residents who are registered in this city, 16 years of age or older (except full-time students), who are not from state organs, institutions and social group work, and who have not participated in the basic old-age insurance for employees, can participate in the social old-age insurance for urban and rural residents at their domicile.

Participate in the social endowment insurance for urban and rural residents and go to the labor security management station in the street (township) where the household registration is located. To go through the insurance registration procedures, you must bring your ID card, original residence booklet and a copy. Holders of "Hangzhou Family Difficulties Relief Certificate", "People's Republic of China (PRC) Disabled Persons' Certificate" and "Hangzhou Disabled Persons' Basic Living Guarantee Certificate" should also bring the original and photocopy of the certificate.

3. How much is social security in Hangzhou for one month?

This is uncertain and needs to be based on the payment base. Hangzhou's social security payment base is not fixed, and it changes every year. It is mainly determined according to the average monthly salary of local employees in the previous year and the average monthly salary of employees themselves, so everyone needs to pay different premiums when purchasing social security.

4. What is the proportion of social security contributions in Hangzhou?

When Hangzhou Social Security pays social insurance premiums, the payment ratio of five insurances is fixed. According to the regulations, the proportion of social security endowment insurance in Hangzhou is 15% and 8% for individuals. Medical insurance is 9.9% for the unit and 2% for the individual; 0.5% for unemployment insurance units and 0.5% for individuals; Work-related injury insurance is 0.5% of the unit, and individuals should not pay it; Maternity insurance 1.5%, individuals do not have to pay.

Whether individuals pay, units pay together, or find some platforms to pay social security, it is necessary to calculate the expenses according to a fixed proportion. Under normal circumstances, the higher the base of paying social security, the longer the service period, the better the treatment you can enjoy, and the more pensions you can receive after retirement.

legal ground

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 2 of the Regulations on the Management of Housing Provident Fund

These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC).

The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations (hereinafter referred to as units) and their employees.

The full text of the "regulations" management of social insurance fee declaration and payment eighth.

The employing unit shall, within 30 days from the date of employment, register social insurance for employees and declare and pay social insurance premiums. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. If the employer fails to declare the amount of social insurance premiums payable according to the regulations, the social insurance agency shall temporarily determine the amount payable according to 1 10% of the amount paid by the unit last month; If there is no payment amount last month, the social insurance agency shall temporarily determine the amount of payment according to the operating conditions of the unit, the number of employees and the average salary of employees in the local last year. After the employer completes the declaration procedures, the social insurance agency shall settle the accounts in accordance with the provisions.