Social security stopped. Is medical insurance still available?

Legal analysis: you can continue to use it.

Under normal circumstances, employees participate in employee medical insurance, but later stop paying due to resignation and other reasons, then the medical insurance account will be sealed in the month when payment is stopped, and they cannot enjoy medical insurance benefits. This is because medical insurance is different from old-age insurance. Medical insurance is pay as you go. With your current money, you can enjoy medical insurance treatment if you pay, but you can't enjoy it if you don't pay.

However, the remaining money in the medical insurance card will not be cleared and invalidated. During the closing period, the remaining money in the medical insurance card can still be used, which can be used to see a doctor in a designated medical insurance hospital and settled by card until the money in the medical insurance card is used up.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.