Is the social security for low-income households exempt?

Low-income households enjoy certain preferential policies in social security payment, but they are not completely exempted.

I. Overview of social security payment for low-income families

As the object of social assistance, the low-income households have relatively low economic conditions and living standards, so they enjoy certain assistance policies in social security payment. However, this does not mean that low-income families can be completely exempted from social security. In fact, low-income households still need to pay part of social security fees according to regulations, but the proportion and amount of payment are relatively low.

Two. Preferential policies for social security payment of low-income households

In order to reduce the economic burden of low-income families, our government has formulated a series of preferential policies on social security payment. For example, for low-income households to participate in urban and rural residents' endowment insurance and medical insurance, the government will give certain subsidies to reduce their payment burden. In addition, the government will further increase support for the disabled and seriously ill people in low-income households and provide more relief and subsidies.

Three. Problems needing attention in social security payment of low-income households

Although the low-income households enjoy certain preferential policies in social security payment, they still need to pay attention to the following points: First, the low-income households should pay the social security fees that individuals should pay on time and in full to ensure that their social security rights and interests are not affected; Secondly, low-income households should understand and abide by relevant policies and regulations to ensure that their payment behavior conforms to the regulations; Finally, while enjoying preferential policies, low-income households should also actively improve their employability, strive to improve their economic situation, and gradually get rid of low-income status.

To sum up:

Low-income households enjoy certain preferential policies in social security payment, but they are not completely exempted. The government reduces the economic burden of low-income families by giving subsidies and reducing the proportion of contributions. Low-income households should pay the social security fees payable by individuals on time and in full, understand and abide by relevant policies and regulations, and ensure that their social security rights and interests are not affected. At the same time, low-income households should also actively improve their employability and strive to improve their economic situation.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23 provides that:

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Regulations on Minimum Living Security for Urban Residents

Article 13 stipulates:

For urban residents whose per capita income is lower than the local minimum living standard, the difference subsidy shall be given according to the local minimum living standard; State organs, enterprises, institutions and social organizations shall include their employees and retirees in the minimum living guarantee for urban residents.