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Can I continue to pay the old-age insurance after paying 15?
According to the relevant provisions of China's old-age insurance system, those who have participated in old-age insurance for 15 years or more and reached the legal retirement age can apply for the corresponding pension. At this point, the individual contribution of endowment insurance has been basically completed. But in practice, individuals can also choose to continue to pay endowment insurance. Specifically, there are two main ways to continue to pay endowment insurance: one is voluntary payment by individuals; Second, the unit pays the fee. There are differences in specific operations and policies in different regions, so it is necessary to refer to local actual conditions and policies. It should be noted that continuing to pay pension insurance may bring additional expenses, and at the same time, we need to pay attention to the final amount of pension and policy provisions. Therefore, it is suggested that when continuing to pay endowment insurance, we should fully understand relevant policies and risks and consult relevant professional institutions or legal advisers.
What matters should be paid attention to when continuing to pay endowment insurance? When continuing to pay endowment insurance, we need to pay attention to the following matters: first, the specific payment standards and payment methods; The second is the influence on the amount of pension in the later period; The third is policy provisions and risk warnings. It is suggested that before continuing to pay endowment insurance, we should fully understand relevant policies and risk warnings, and consult professional institutions or legal advisers.
/kloc-You can choose to continue to pay endowment insurance after 0/5 years. Specific operations and policies vary from region to region. When continuing to pay endowment insurance, you need to pay attention to related matters and risk warnings, and consult professional institutions or legal advisers. Fully understand the relevant policies and risks before making decisions and operations to protect personal rights and assets.
Legal basis:
"Social Insurance Law of People's Republic of China (PRC)" Article 16 Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
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