Can Shanghai social security be repaid?

After the interruption of social security in Shanghai, repayment can be made.

(1) The payment method is as follows:

(1) Personal insurance pays social security.

In fact, it is to pay personal social security for yourself in the form of flexible employment, but you must pay personal social security at your domicile. Even if you live in the household registration, you can only participate in the endowment insurance and medical insurance in the five insurances.

(2) Payment of social security by the company:

Just directly affiliated with someone else's company. If you haven't left your job and have a good relationship with your current company, you can discuss with the company that the social security accumulation fund will be paid as usual, but you need to pay all the parts undertaken by the company before, but you can pay all the five insurances and one gold.

(3) Professional social security remittance company:

If it is because of leaving the job, there is only a short-term demand for social security payment. The easiest way is to find a professional social security payment company. For example, after ants pay social security for several months, there will be a perfect transition before finding the next job.

(2) What harm will happen after the social security payment is cut off?

(1) medical insurance

Pay social security for one month, and medical insurance will be suspended.

If you get sick at this time, you can only buy medicine and be hospitalized at your own expense. Most cities will reimburse you for medical treatment normally in the second month after you start paying again.

Social security payment is suspended for three months, which affects the reimbursement time and annual reimbursement amount.

Different years of continuous payment lead to different medical insurance benefits. Generally speaking, the longer the continuous payment time of medical insurance, the higher the annual reimbursement ceiling.

(2) Endowment insurance

If the old-age insurance has not been paid for 15 years, you cannot receive the old-age insurance on a monthly basis. You need to pay at least 15 years, and you can get a monthly pension when you reach retirement age. If the payment is stopped halfway, it can be renewed, but it may affect the pension benefits after retirement.

(3) Maternity insurance

According to the social security policy, maternity insurance will be cleared after payment is interrupted. If you want to enjoy maternity insurance benefits again, you have to wait until 12 months after re-payment.

(4) industrial injury and unemployment insurance

Withholding has little effect on industrial injury insurance and unemployment insurance. For industrial injury insurance, social security pays immediately. The company must pay social security to the employees who go to work; If you don't have a job during unemployment, you naturally don't enjoy work-related injury insurance benefits. For unemployment insurance, there is no explicit requirement for continuous payment. As long as you have paid unemployment insurance for more than one year before you lose your job, and you are unemployed for non-subjective reasons (not counting voluntary resignation), you can enjoy unemployment insurance benefits.

(5) restrictions on the purchase of houses.

Nowadays, popular cities basically need to pay social security for a certain period of time to qualify for buying a house. For example, in the 63 months before buying a house, Shanghai needs to pay a total of 60 months to qualify for buying a house, which means that it takes 5 years of social security to buy a house in Shanghai. It is one of the conditions to settle in Shanghai and pay social security for seven years in a row.

Say five years, five years, one day less or one month less is not five years. Similarly, there is a car, although it is difficult to shake the number. Once the social security payment is broken, there is no chance to even shake the number.