Extraction conditions of Luoyang provident fund

Legal analysis: (1) Purchase owner-occupied housing and withdraw housing accumulation fund (purchase commercial housing and affordable housing).

(two) the purchase of second-hand self-occupied housing to extract housing provident fund.

(three) the purchase of resettlement housing to extract housing provident fund

(four) the purchase of public housing, housing reform and housing provident fund.

(five) the construction, renovation, overhaul occupied housing to withdraw housing provident fund.

(six) to repay the commercial loan (off-site housing provident fund loan) and withdraw the housing provident fund.

(seven) commercial loans for early settlement and partial early repayment of housing provident fund (housing provident fund loans in different places).

(eight) to repay the principal and interest of housing provident fund loans and withdraw housing provident fund.

(nine) rental housing from housing provident fund.

(ten) retirement housing provident fund.

(eleven) the termination of labor relations with the unit has not been re-employed and the housing provident fund has not been withdrawn for half a year.

(twelve) completely lose the ability to work, and terminate the labor relationship with the unit to extract housing provident fund.

(thirteen) death or death of housing provident fund.

(fourteen) to leave the country to settle down and withdraw housing provident fund.

(fifteen) to enjoy the urban minimum living guarantee and withdraw the housing provident fund.

(sixteen) due to earthquake, fire, flood, debris flow and other irresistible natural disasters caused by housing damage to extract housing provident fund.

Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund: In any of the following circumstances, employees may withdraw the storage balance in their housing provident fund accounts:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.