How to handle social security surrender

Social security surrender process generally includes the following steps:

1. Apply for surrender: First, you need to apply to the social security agency for surrender, which can be done by telephone, online or directly at the social security center window.

2. Submission materials: Submit relevant surrender materials, including ID card, social security card, surrender application, etc.

3. Review materials: The social security agency will review the submitted materials and calculate the amount of premiums to be refunded after confirming that they are correct.

4. Surrender: After approval, the social security agency will go through the formalities of surrender and transfer the amount of premium to be refunded to the applicant's bank account.

Social security surrender needs to meet the following conditions:

1, the insured reaches retirement age but fails to pay 15 years.

2. Repeated insurance and termination of labor relations.

3. The insured goes abroad to settle down.

4. The insured dies.

To sum up, social security surrender needs to meet certain conditions. Once it is surrendered, it can only be returned to individuals, and the unit payment will not be refunded. Therefore, when deciding whether to surrender, it needs careful consideration.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 19

If an individual is employed across the overall planning area, his basic old-age insurance relationship will be transferred with him, and the payment period will be calculated cumulatively. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.

Article 32

If an individual is employed across the overall planning area, his basic medical insurance relationship will be transferred accordingly, and the payment period will be calculated cumulatively.

Article 52

If an employee is employed across the overall planning area, his unemployment insurance relationship will be transferred with himself, and the payment period will be calculated cumulatively.