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What are the benefits of paying more for social security and what benefits can you enjoy
With the continuous improvement of China's social security system, social security is now closely related to all aspects of our lives. The purpose of establishing social security is to protect the right of citizens to receive material help from the state and society in accordance with the law in the case of old age, illness, work injury, unemployment, childbirth and so on. Many people want to enjoy these rights as much as possible, so they want to pay more social security. So what are the benefits of social security to pay more, can enjoy what treatment, the following will be my introduction for you. A. What are the benefits of paying more for social security, and what treatment can you enjoy 1. The main items of social insurance include pension insurance, medical insurance, unemployment insurance, industrial injury insurance, maternity insurance. Workers can only enjoy the corresponding social insurance treatment if they fulfill the legal obligation to pay contributions and meet the legal conditions. Therefore, the social security to pay more, the enjoyment of the treatment is also more. 2, social security to pay more can enjoy what treatment? 1, pension insurance. Pension insurance is to protect the basic needs of the participants after retirement, we pay 15 years of pension insurance before retirement, you can receive a monthly pension after retirement. And the more you pay for pension insurance, the longer your contribution period, the more you will receive after retirement; 2, medical insurance. Medical insurance is related to the problem of reimbursement of our medical expenses, no matter whether it is a small or large disease, as long as more than the threshold standard and in the medical insurance catalog of expenses can be reimbursed in proportion. Medical insurance and personal accounts, usually buy drugs can be used, some areas can also be family **** enjoy; 3, maternity insurance. Maternity insurance treatment includes maternity medical expense subsidy, family planning surgery expense subsidy and maternity allowance. Is to give pregnant workers appropriate economic subsidies; 4, work injury insurance. We also have the possibility of accident risk in the process of going to work, so we need to work injury insurance to provide protection. The disability treatment of work injury insurance generally includes a one-time disability benefit, disability allowance, one-time disability employment benefit, medical expenses for work injury, living care expenses, hospital food subsidies, transportation costs, rehabilitation costs for work injury, and assistive device configuration costs. The treatment for work-related deaths includes one-time work-related death benefits, funeral benefits, and pensions for dependent relatives; 5. Unemployment insurance. When a participant interrupts employment without his own will and has paid unemployment insurance for one year, he can apply for unemployment insurance benefits.
Two, the benefits of the enterprise to pay social security
1, the interests of the enterprise needs high-quality employees to realize, do not pay social security for the employees, can temporarily save some money, but once investigated and punished, but also be fined; 2, high-quality employees may also be lost because of the lack of social security, affecting the development of the enterprise; 3, the company The payment of social security is 5 insurance: pension, medical, maternity, unemployment, work injury. And individuals pay only pension and medical; 4, the company pays the cost of social security is the company, the company pays 70% of the cost of the unit to bear; that is to say, the unit to take the head, the individual out of the small head; and individuals to pay the cost of the company and the sum of individual contributions, so individuals pay a very high cost; 5, in addition, workers' compensation insurance and maternity insurance is particularly affordable for small businesses, once something happensThese are the most important things you can do for your business, and they are the most important things you can do for your company.
Three, individuals do not pay the consequences of social security
1, can not enjoy the pension insurance and medical insurance. The conditions of the pension insurance benefits are limited to: after 15 years of payment of pensions, you can only receive a monthly payment after retirement. Medical insurance, on the other hand, needs to be paid for 20 years before it can be enjoyed for the rest of your life. If you don't pay the full amount of social security, you won't be able to enjoy the health insurance and pension insurance; 2, you can't buy a house in some cities. Some cities have directly linked the conditions for buying a house to social security. This means that if you don't pay social security, you won't be able to reach the threshold for buying a house. Beijing, for example, foreign households to buy a house in Beijing need to pay at least 5 years of social security, and can not be interrupted, once interrupted to recalculate the period of 5 years. The above is organized by me for you on the social security to pay more benefits, can enjoy what treatment related information. Obviously, social security to pay more to buy a house, buy a car, children's enrollment, settlement, commercial loans and other aspects of life have many benefits, can enjoy a lot of treatment. Social security is a kind of social welfare for us, both at present and in the future have a great impact on life, so here we recommend that you regularly pay social security, if you forget to pay in time.- Related articles
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