Guangzhou has five insurances, one gold and one file.

Guangzhou has five insurances, one gold and one file.

Which grade is Guangzhou Netease's five insurances and one gold?

First gear. The five insurances and one gold paid by Guangzhou Netease Computer System Co., Ltd. to employees are paid according to the proportion of 60%, which belongs to the first range. Due to different payment rates, social shirt insurance is mainly divided into three grades, namely, the first grade or damaged grade, and the payment rates of the second grade and the third grade are 60%, 80% and 100% respectively.

Payment standard of five insurances and one gold for enterprises in 2023

Legal subjectivity:

The provisions of five insurances and one gold are different in each region, and the base is based on the total wages. What is the proportion of five insurances and one gold paid by individuals? The provisions of each region are different, and the specific proportion should be negotiated with the local labor department, which is generally:

Pension insurance payment ratio: 20% for the unit (of which 17% is included in the overall fund and 3% in the personal account) and 8% for the individual (all included in the personal account);

Medical insurance payment ratio: unit 10%, individual 2%+3 yuan;

Unemployment insurance payment ratio: unit 1.5%, individual 0.5%;

Industrial injury insurance determines the industrial injury rate according to the industry scope of the unit;

Maternity insurance payment ratio: 0.8% for the unit, and no payment for the individual.

Provident fund deposit ratio: according to the actual situation of the enterprise, choose the housing provident fund deposit ratio.

However, in principle, the maximum wage shall not exceed 10% of the average wage of local employees. Yan Xian's Interim Measures for the Transfer and Continuation of the Relationship of the Basic Old-age Insurance for Employees in Urban Enterprises applies to all the employees who participate in the basic old-age insurance for employees in urban enterprises, including migrant workers. Those who have received basic old-age insurance benefits according to state regulations will no longer transfer the basic old-age insurance relationship. If the insured person is employed in inter-provincial flow, the social insurance agency of the original insured place (hereinafter referred to as the social insurance agency) shall issue the certificate of insurance payment, and the basic old-age insurance relationship shall be transferred to the new insured place. If the insured reaches the conditions for receiving the basic old-age insurance benefits, the payment period of insurance premiums will be calculated together, and the amount of personal account storage (including principal and interest, the same below) will be calculated cumulatively; Before reaching the age of receiving treatment, the basic old-age insurance relationship shall not be terminated, and the procedures for surrender shall be handled; Among them, those who go abroad to settle in Jujube and settle in Hongkong, Macao and Taiwan Province Province shall be subject to the relevant provisions of the state.

Handle:

(1) To open a social security and provident fund account, an enterprise needs to open a social security and provident fund account with the Social Security Bureau and the Provident Fund Center within 30 days from its establishment. After opening a social security account, you will get the social security registration certificate, and after opening a provident fund account, you will get the unit provident fund registration number.

(2) Units that increase or decrease employees must add the newly-added employees to their five insurance and one gold accounts every month, and delete the employees who have left the company from the accounts. Social security and provident fund accounts are two independent accounts, and the operation of increasing or decreasing employees must be carried out in two accounts.

(3) Confirm the payment base. The company needs to declare the correct payment base of five insurances and one gold for employees every month to ensure the normal payment of five insurances and one gold. The payment base of five insurances and one gold is the average salary of employees in the previous year or the salary in the first month of employment.

(4) Five insurances and one gold payment If the enterprise, the bank and the social security/provident fund management institution have signed a bank payment agreement. The expenses of five insurances and one gold will be deducted directly from the corporate bank account at a fixed time every month. Of course, enterprises can also choose cash or check to pay at the site of the five insurance and one gold management institution. In the actual payment, the employer needs to pay in accordance with national laws, otherwise it will violate the law.

Guangzhou Five Insurance and One Gold Payment Standard

Endowment insurance: unit15%; Individual 8%;

Medical insurance (including maternity insurance): unit 5.5%; 2% for individuals;

Remarks: During the phased policy of benefiting the people, corresponding standards need to be implemented according to the policy.

Unemployment insurance: 0.32%, 0.48%, 0.8%; Individual 0.2%;

Remarks: During the phased policy of benefiting the people, corresponding standards need to be implemented according to the policy.

Industrial injury insurance: 0.2%, 0.4%, 0.6%, 0.8%, 0.9%, 1.0%,1.2%; Individuals don't have to pay.

The specific data of the deposit ratio and deposit base of Guangzhou housing provident fund are as follows:

Lower limit of deposit base: the lower limit is not lower than the minimum wage in Guangzhou, which is 2300 yuan. When the minimum deposit ratio is 5%, the enterprise will pay 1 15 yuan to the provident fund every month, and the individual will pay 1 15 yuan.

Upper limit of deposit base: 3 times of the average monthly salary of employees in 20265438 +0, that is, 36072 yuan.

Minimum deposit ratio: 5%

Check the upper limit of capital contribution ratio: 12%

The lower limit of the contribution ratio of unit and individual housing provident fund is 5%, and the upper limit is 12%. The specific deposit ratio is chosen by the units and individuals themselves. In principle, only one unit can be selected for the same unit, and the individual deposit ratio should be equal to or higher than the unit deposit ratio. The deposit ratio is an integer multiple of 1%.

Five insurance and one gold policy in 2023

Five insurances and one gold are based on the average monthly salary of individuals in the previous year, and companies and individuals pay according to a certain proportion, so everyone's five insurances and one gold are different. In addition, it may be slightly different from place to place.

These five risks include:

Endowment insurance: 8% for individuals and 22% for units;

Medical insurance: individuals pay 2%, and units pay10%;

Unemployment insurance: individuals pay 1%, and units pay 2%;

Industrial injury insurance and maternity insurance: only paid by the employer, and individuals do not need to pay.

The first fund includes: housing accumulation fund: individuals and units pay in the same proportion, and the proportion is 5- 12%, which is determined by the employer.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 1 This Law is formulated in accordance with the Constitution for the purpose of adjusting the social insurance relationship, safeguarding citizens' legitimate rights and interests in participating in social insurance and enjoying social insurance benefits, enabling citizens to share the fruits of development and promoting social harmony and stability.

Article 2 The State establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. To protect citizens' right to get material help from stupid countries and society in accordance with the law in the case of old age, illness, work injury, unemployment and childbirth.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.