Can I still use medical insurance if my social security card has no money?

Legal analysis: whether there is money on the medical insurance card does not affect your reimbursement ratio and insurance amount.

1. The money on the card belongs to your personal account, which can offset part of your commitment. If there is no money on the card, you only need to pay your share in cash. Medical insurance will still bear the medical insurance part, and the reimbursement ratio is arbitrary, regardless of whether you have money on your card.

2. When you leave the hospital, you only need to pay the expenses that the hospital should bear. Social security reimbursement is settled by hospitals and social security departments.

3, the first hospitalization in the year, according to the provisions, bear the amount. According to local regulations, the deductible line is different. The second hospitalization will reduce the deductible until it is cancelled.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.