How to reimburse children's medical insurance?

The reimbursement process of children's medical insurance is as follows:

1, hospital choice. First, choose a designated medical insurance designated hospital for treatment. If you don't go to a designated hospital, you may need to pay at your own expense or choose a non-designated hospital with a low proportion of medical insurance reimbursement.

2. Medical registration. When seeing a doctor, you should bring your child's medical insurance card, ID card, birth certificate and other relevant identification documents to register for treatment.

3. Settlement of medical expenses. After the visit, the hospital will settle the expenses according to the child's visit and medical items.

4. Medical insurance reimbursement. Parents or guardians can go through the medical insurance reimbursement procedures at the medical insurance agency after receiving the invoice for medical expenses. Children's medical insurance cards, medical invoices, medical records and other related materials are usually needed.

5. Reimbursement ratio. The proportion of medical insurance reimbursement is determined according to the local medical insurance policy and the type of hospital the child visits. For example, the reimbursement rate of outpatient service for students and children may be 50% in community hospitals and 30% in non-community hospitals, while the reimbursement rate of hospitalization varies according to the level of hospitals, such as 80% in tertiary hospitals, 90% in secondary hospitals and 95% in primary hospitals. In addition, in some cases, it may be necessary to go to the insurance company for a second reimbursement, especially if the child also participates in other commercial insurance. It should be noted that the specific process and proportion of reimbursement may vary according to regions and specific policies. It is recommended to consult local medical insurance agencies or hospitals to obtain the most accurate information.