Why is the medical insurance card not refunded in 2023?

Dear ~ Hello, according to your summary above, make the following interpretation: The reasons why medical insurance will not be refunded in 2023 are as follows: 1. There is no money in the social security card, which is caused by these circumstances. First, although social security is handled, only old-age insurance is paid, not medical insurance. Only pay endowment insurance, but also need social security card. If you don't pay medical insurance, there is naturally no money in the social security card; 2. As an employee who pays for the unit, as long as the medical insurance is handled, the social security card will generally refund the money. The refund ratio starts from 2%, and people under the age of 35 are generally 2% of the refund payment base, which is the individual payment part. From the age of 40, in addition to the 2% paid by individuals, the part paid by the unit has to be returned, but the returned money can only be bought in pharmacies or seen in hospital clinics after activation. If you can't find it in the bank, you'd better swipe your card at a nearby drugstore. 3. Flexible employees who pay low-grade fees according to the local social security department will generally not refund their money. Every year, the social security department will announce the standard of medical insurance payment, one of which is low-grade. If you pay according to the low grade, there is only a pool fund, no personal account, and no money will be refunded, but the reimbursement ratio will not be affected when you are hospitalized. Only according to the second (high-grade) payment, will there be a personal account and get the money back to the medical insurance card every month.