Why does the social security card show a debit card?

Debit card, as a financial payment and settlement medium, has only a simple financial account and belongs to a single account card type; Social security card belongs to composite account card, and there are not only financial accounts but also social security accounts in the medium. The functions of social security account include: electronic certificate, enjoying the rights and interests of social security and public employment services, and having the basic functions of information recording, information inquiry and business handling of social security cards. The banking function of social security card can't be overdrawn, and it can only be accessed normally, so it belongs to debit card.

The Social Security Card of the People's Republic of China is an integrated circuit (ic) card issued by local human resources and social security departments for various business fields of human resources and social security. Social security cards have a wide range of functions. Cardholders can not only use the card for real-time settlement of medical insurance personal accounts, but also handle endowment insurance affairs; Go through the formalities of job registration and unemployment registration; Apply for unemployment insurance; Apply for employment training; Apply for labor ability appraisal and enjoy work-related injury insurance benefits; Handling labor and social security affairs online. The social security card adopts the national unified standard, and the social security number adopts the citizenship number in accordance with the relevant provisions of the Social Insurance Law.

Basic information such as the cardholder's name, gender and citizenship number, as well as the cardholder's personal status (employment, unemployment, retirement, etc.) are recorded on the social security card face and card. ) marked in the card, you can record the cardholder's social insurance payment, pension insurance personal account information, medical insurance personal account information, professional qualifications and skills, working experience, work-related injuries and occupational diseases.

Social security card is the electronic certificate for workers to work in the field of labor security. Cardholders can use their cards to seek medical treatment and settle medical insurance personal accounts; You can handle endowment insurance affairs with your card; You can apply to the relevant departments for job registration and unemployment registration, unemployment insurance and employment training.

You can apply for labor ability appraisal with your card and enjoy work-related injury insurance benefits. In addition, the social security card is the key for workers to open the door to the contact system. With this key, cardholders can query information online and handle related labor and social security affairs online in the future.

Social security card swipe payment shows that the bank account number on the debit card electronic social security card is the bank card number corresponding to your social security. Social security card can not only inquire and handle social security business, but also have financial function. After the user activates the financial function of the social security card in the bank, the social security card can be used as a bank debit card, and also has the functions of cash deposit and withdrawal, transfer and consumption.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan. The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance. The state supports social insurance through preferential tax policies.