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Why should I pay social security before buying a house?

Paying social security before buying a house is mainly because there are regulations in local purchase restriction policies, and it is necessary to pay social security or individual tax for a certain period of time before buying a house, which is of great help to curb overheating of the property market. If you want to buy a house in these cities, you need to pay social security, and it will take at least one year. Many cities like Beijing need at least five years.

What preparations should I make before buying a house?

1, do a good job in budget planning. Buying a house is the biggest consumption in life for many ordinary families. Therefore, buyers must do a good job in budget planning. These include household income and expenditure, whether there will be large consumption in the next few years, whether the work needs to be changed, decoration costs and the cost of buying furniture and appliances.

2. Only when all kinds of factors are fully considered when planning the budget of buying a house, the budget planning made in this way is the most reasonable. Most importantly, this will not lead to insufficient funds when buying a house.

3. Understand the purchase policy. Before planning to buy a house, buyers should understand the local purchase policy and whether they are qualified to buy a house. For example, whether to pay a certain number of years of social security or individual tax, whether to limit the number of housing units.

4, clear the purpose of buying a house Before buying a house, buyers must understand the purpose of buying a house, such as: for the education of children, or for settlement; Whether to buy the first suite or the second suite to improve the family living environment; Huxing, is to buy two small rooms, two large rooms, three small rooms, or three large rooms; How big the budget is, how high the price is, and so on. These are all things to consider before buying a house.

5, learning real estate knowledge In the buying team, there are also some new buyers. If you buy such a house without knowing anything, you will definitely spend a lot of unnecessary money. Therefore, it is necessary for everyone to learn some real estate knowledge before buying a house, such as green rate, greening rate, pool area, housing acquisition rate and so on. , and have enough knowledge about this knowledge, and have some understanding of common data intervals.