How to calculate personal social security?

Social security for flexible employees

If they are flexible employees in cities and towns, individual industrial and commercial households without employees and other workers with part-time employment, they can participate in the basic old-age insurance and medical insurance for urban employees, but they need to bear the social insurance premiums themselves, and the payment amount is still the payment ratio × payment base.

For flexible employees, pension insurance is paid at the rate of 20% in most areas. Medical Insurance In some areas, medical insurance has been specially set up for flexible employees to reduce their burden.

The social security payment base of flexible employees can be freely selected from 60% to 300%.

Social security for urban workers

The insurance premiums related to the basic old-age insurance, basic medical insurance and unemployment insurance for employees shall be jointly borne by the employees themselves and the employer. The amount of money that employees need to pay is actually the payment ratio × payment base.

(1) payment ratio. The basic old-age insurance for employees accounts for 8% of the payment base, and the basic medical insurance for employees accounts for 2% of the payment base. The preferential policies of unemployment insurance vary from place to place, and the personal commitment is generally 0.3%~ 1%.

The proportion of social insurance contributions borne by employers is different, and there is a big difference between regions, generally between 20% and 30%. The national overall planning of endowment insurance ranks in the forefront, and the proportion of endowment insurance burden borne by enterprises is also the highest. At present, the whole country has unified to the level of 16%. Although the proportion of payment is unified, there are still two cases according to the sum of total wages and employee payment base.

(2) payment base. The payment base of employees is very important, which is related to the social security treatment level of employees. Under normal circumstances, the payment base of the current year should be determined according to the monthly average of the total wages paid by the employer to employees in the previous year.