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Buy a house in Nanjing, limit purchases and pay social security.
The staff of Nanjing Real Estate Trading Center said that non-Nanjing household registration personnel can provide a personal six-month social security certificate to issue a house purchase certificate, and the collection method is not differentiated. At present, there are no specific notices and rules, and the certificate issued by the window shall prevail. The policy has been implemented today.
Local agents in Nanjing said that buyers can pay local social security in Nanjing through personal payment and unit payment, and then they can get the qualification to buy a house.
This is another adjustment made by Nanjing in the past two months to the qualifications of non-household registration personnel to purchase houses.
On April 27th this year, this newspaper learned from Nanjing Real Estate Trading Center that non-Nanjing registered families have new acceptance conditions for applying for buying houses, that is, they have paid personal income tax or social security for six months in Nanjing in 1 year, and those who pay back are not counted.
According to the requirements of the Notice on Further Adjusting the Housing Purchase Restriction Policy in Nanjing issued by the General Office of Nanjing Municipal Government in Jiangsu Province on March 17, the conditions for non-Nanjing registered households to apply for housing are upgraded to pay social security or individual taxes for two or more consecutive years in Nanjing within three years, and they cannot buy houses by paying individual taxes or social security.
Yan Yuejin, research director of the think tank center of Yiju Research Institute, said that further relaxation of the housing purchase policy in Nanjing will help lower the housing purchase threshold for migrants and actively release the demand for housing purchase.
According to the data released by the National Bureau of Statistics, in April this year, the sales price of new commercial housing in Nanjing decreased by 0.5% month-on-month and increased by 2.4% year-on-year; The sales price of second-hand houses decreased by 0.6% month-on-month, ranking eighth from the bottom among 70 large and medium-sized cities, down by 0.9% year-on-year.
It can be seen that since April this year, Nanjing has improved its real estate-related policies in terms of restrictions on purchases, sales, families with many children, and the amount of provident fund loans.
On April 12, this newspaper learned from the real estate trading center of Liuhe District, Nanjing, Jiangsu Province that the conditions for non-Nanjing residents to apply for housing in Liuhe District have been relaxed. If you are married, you can bring your ID card, household registration book, marriage certificate and child's birth certificate. If you are unmarried, you can issue a certificate of purchase in Liuhe District 1, which can only be used in Liuhe District.
This also means that non-Nanjing residents want to buy a house in Liuhe, Nanjing, and they only need relevant identity documents to buy a house. Previously, they had to provide university education and labor contracts.
On April 27th, this newspaper learned from the online real estate transaction management hotline in Nanjing that the conditions for non-registered households in Nanjing to apply for house purchase have been adjusted. Nanjing real estate transaction management staff said that at present, families who are not registered in this city can apply for a house with new acceptance conditions. 1 year has paid personal income tax or social security in Nanjing for six months, and the overdue period is not counted.
In addition, "Nanjing's purchase restriction policy has been relaxed again, and Nanjing's household registration has been released to buy a third set". At the same time, some areas of Nanjing will be further liberalized, including: Gaochun District, Lishui District, Liuhe District and Pukou District (except for the direct control area and the core area of the new district); Jiangning District (non-restricted areas: Chunhua, Hengxi, Hushu, Fangshan South, Lukou, Tangshan and Zheng Fang New City); Qixia District (except Xianlin and Yanziji); Yuhuatai District (non-restricted area: residential forest, Banqiao).
The local agent in Nanjing said that the above news is true and can be executed offline at present. According to its introduction, after adjusting the purchase restriction policy in some areas of Nanjing, the original customers have real estate in the restricted purchase area. At present, if the area where the property is located has been classified as a non-restricted area, that is, the property is not included in the number of properties currently purchased, a set of purchase certificates can be issued.
On May 1 1, this newspaper learned from Nanjing Real Estate Trading Center in Jiangsu Province that from May 10, Nanjing adjusted the policy of restricting the sale of new houses. Pre-sale of commercial housing, the limited sale time is adjusted from the original 3 years for property right certificate to 3 years for contract filing. Commercial houses for sale and stock houses (second-hand houses) shall be subject to the time when the property right certificate is registered and accepted. In other words, the pre-sale commercial housing contract can be traded after 3 years.
On May 13, according to the official account "Nanjing Real Estate Association" on the official WeChat of Nanjing Real Estate Association, in order to actively promote families with two children and above to improve their living conditions, from May 1 1 day, families with two children and above registered in Nanjing can purchase a new set of commercial housing and enjoy the best loan interest rate from relevant banks.
/kloc-In May, 2009, Nanjing Housing Provident Fund Management Center issued the Notice on Adjusting the Loan Amount for First-time Use of Housing Provident Fund to Purchase the Second Housing Provident Fund, which adjusted the maximum loanable amount of first-time use of housing provident fund loans to 500,000 yuan/person and 600,000 yuan/household for both husband and wife, effectively reducing it. Since May 20, 2022, the Provident Fund Center has accepted applications for provident fund loans in accordance with the adjusted loan policy. Loans that have been approved by the provident fund center before are still implemented according to the original policy.
On May 20th, the official micro-signal of Nanjing Real Estate Association "Nanjing Housing Society" released a message. Since May 20, 2022, residents with registered residence and non-registered residence in this city do not need to provide proof of purchase to buy second-hand houses, so as to meet the reasonable demand of new citizens and other just-needed groups. However, the policy was suspended in the local evening.
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