The social security card has been activated in the bank. Can medical insurance be used?

The social security card is activated and the medical insurance cannot be used.

Social security can be used immediately after it is activated, but the medical insurance contained in the social security card cannot be used immediately after it is activated, and the insured person needs to be insured for three months in a row before it can be used. In other words, the cardholder can use the medical insurance when he holds the social security card in the fourth month, but if the medical insurance is cut off in the middle, he needs to recalculate the enrollment time.

The difference between social security card and medical insurance card;

1 has different functions. Social security cards have more functions. Cardholders can use social security cards to handle various social security services, such as inquiring about social security payment details and receiving social security benefits, and they can also use financial social security cards as bank cards, while medical insurance cards can only be used for medical purposes such as seeing a doctor.

In addition, both social security cards and medical insurance cards can be used for medical treatment, but medical insurance cards cannot be used in different places, while social security cards can be used in different places, just need to be filed in advance.

2 The issuing departments are different. Social security cards are issued by local social security departments. Nowadays, both the second-generation social security card and the third-generation social security card have financial functions. Insured people usually only need to apply for social security cards through bank outlets cooperated by local social security departments, and medical insurance cards are issued by medical insurance departments.

So social security card and medical insurance card are not the same card. Generally speaking, the social security card contains all the functions of the medical insurance card. The insured can carry out medical-related business with social security card, but the medical insurance card cannot handle social security-related business. And now many places have cancelled medical insurance cards.

Social security includes five types of insurance: endowment insurance, medical insurance, maternity insurance, industrial injury insurance and unemployment insurance. The payment of various benefits, insurance premiums and various employment support policy subsidies of these types of insurance will be collected by social security cards in the future. In addition, when using the social security card for medical treatment and medicine purchase, if the balance in the personal medical insurance account is insufficient, payment can be made through the bank account in the social security card, and the social security card can also realize all the functions of bank cards such as transfer, payment, wealth management and online payment.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.