What is the difference between Shenzhen social security first, second and third class

Shenzhen social security first, second and third grade contribution standards are as follows:

1, Shenzhen social security insurance first grade costs: first grade contribution base for the previous month's gross salary, the contribution ratio of 8.2%, 915.10 yuan per month, 64.29 yuan per month for the enterprise, 270.81 yuan per month for the individual;

2, Shenzhen social security insurance second grade costs: the second grade contribution base for the previous year in the average monthly salary of employees, the contribution rate is 0.8%. 585.62 yuan per month, enterprises 389.61 yuan per month, individuals 196.01 yuan per month;

3, Shenzhen social security insurance third-rate costs: third-rate contribution base for the previous year in the employee's average monthly salary, the contribution ratio of 0.55%. 56.92 yuan per month, enterprises 378.39 yuan per month, individuals 188.53 yuan per month.

The difference between the first, second and third grades of Shenzhen health insurance is as follows:

1. The contribution standard is different.

The first grade: is to the employee's monthly gross salary of 8.2% or 7.2% of the standard monthly contributions, of which the individual only need to pay 2%, the unit to pay 6.2% or 5.2%;

The second grade: is based on the Shenzhen City in the previous year the average monthly salary of on-the-job workers, the contribution of the comparison of 0.8%, which unit to pay 0.6%, the individual paid 0.2%;

The third grade: also It is based on the average salary of on-the-job workers in Shenzhen in the previous year, and the contribution comparison is 0.55%, of which the unit pays 0.45% and the individual pays 0.1%.

2, hospitalization reimbursement treatment.

First and second class: medical expenses incurred in designated hospitals can be reimbursed at 95% or 90%. The reimbursement rate for third-grade participants in different hospitals is different, with 85% reimbursement for first-grade hospitals, 80% for second-grade hospitals, and 75% for third-grade hospitals;

3. The general outpatient treatment is different.

Participants participating in the first class, is a health insurance individual account, the balance of its account can be used to pay for medical expenses, 70% of the costs incurred in the Dukang Center by the individual account, 30% paid by the integrated fund.

There is no individual payment for health insurance if you participate in the second and third grades. In case of Class A drugs and Class B drugs, the outpatient coordinator can reimburse 80% and 60%. In the case of a single diagnosis and treatment or medical material in the medical insurance catalog, the reimbursement will be 90%, with the maximum reimbursement amount not exceeding 120 yuan. The annual payment limit for outpatient medical expenses is 1,000 yuan.

Legal basis: Article 23 of the Social Insurance Law of the People's Republic of China

Employees shall participate in the basic medical insurance for employees, and shall pay the basic medical insurance premiums by the employing unit and the employees in accordance with the state regulations***.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.