What is the medical insurance card like?

Medical insurance card is a special card for personal account of medical insurance. It takes personal ID card as the identification code, and stores detailed information such as personal ID card number, name, gender, payment, account fund consumption, etc. The medical insurance card is undertaken by the local designated agent bank, which is a multi-functional debit card of the bank. After the insured unit pays the fee, the medical insurance institution will entrust the personal account payment to the insured employee's personal medical insurance card at the end of each month.

1. Scope of use of medical insurance card: When insured employees buy medicines in designated hospitals and pharmacies, they can swipe their cards on POS machines with their passwords, but they cannot withdraw cash or transfer money.

2. Inquire about the balance of medical insurance card: Insured employees can call 95566 to inquire about the balance, or they can inquire at the Bank Savings Office of China or the designated hospitals and pharmacies in the urban area.

3. Inquiry of medical insurance card transaction: Insured employees can print medical insurance card transaction records in China Bank Savings Office with their ID cards and medical insurance requirements, including personal account payment records and consumption records. If they have questions about the transaction records, they can go to the retail business department of China Bank.

Four. Password of medical insurance card: If the insured employee changes his password, he can dial 95566 to change it, or he can bring his ID card to BOC Savings Office to change it. If the insured employee forgets the password, he can bring his ID card to the Bank of China Savings Office to report the loss of the original password and change it.

Verb (abbreviation of verb) care of medical insurance card: insured employees should take care of their medical insurance cards. If you accidentally lose it, please immediately issue a letter of proof to the unit and stamp it at the medical insurance office for confirmation, and then report the loss to China Bank Savings Office with your ID card and go through the formalities of replacement. After 7 days, they can get a new card.

Precautions for intransitive verbs: When the medical insurance card has been traded for 60 times, the insured employees must print the transaction records at China Bank Savings Office, otherwise they will stop using the card. After the transaction record is printed, the card can continue to be used.

1, 100% in the pharmacy, hospitalization can enjoy the reimbursement ratio (still covered by medical insurance).

2. If the hospitalization is within the scope of medical insurance, according to the actual cost, for example, spending 10,000 yuan for reimbursement is between 55% and 65%.

Seven. Social Security Card: It is an integrated circuit card (IC card) which is uniformly planned by the Ministry of Labor and Social Security and issued to the society by local labor and social security departments, and applied to various business fields of labor and social security. Among them, social security (individual) cards are issued to urban employees, unemployed people and retirees, and social security (employer) cards are issued to employers. As the social security (personal) card is the focus of the card planning and standardization of the Ministry of Labor and Social Security at present, and most of the cards actually issued in various places are concentrated on this kind of card, the social security card we usually refer to refers to the social security (personal) card.

legal ground

"Regulations on the Supervision and Administration of the Use of Medical Insurance Funds" Article 17 When seeking medical treatment and purchasing medicines, the insured person shall present his medical insurance certificate on his own initiative for inspection. Insured persons have the right to require designated medical institutions to truthfully issue expense documents and related materials.

Insured personnel should properly keep medical insurance certificates to prevent others from using them. If it is necessary to entrust others to purchase drugs for special reasons, the identity certificates of the principal and the trustee shall be provided. Insured persons shall enjoy medical security benefits according to regulations and shall not enjoy them repeatedly. Insured persons have the right to request medical insurance agencies to provide medical insurance consulting services and put forward suggestions for improvement in the use of medical insurance funds.

"Regulations on the Supervision and Administration of the Use of Medical Security Funds" Article 18 During the use of medical security funds, medical security and other administrative departments, medical security agencies, designated medical institutions and their staff shall not accept bribes or obtain other illegal income.