New social security policy in 2022

According to the latest social security policy in 2022, the one-time payment system of 15 has been cancelled, that is to say, when users reach retirement age, if they have not paid 15 years, there is no way to receive a monthly pension. With the development of the times, some policies are also advancing with the times. In order to promote people's livelihood and safeguard citizens' legitimate rights and interests, the state has continuously introduced new policies to help residents live. Individuals participating in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age, with the cumulative payment of 15. But it doesn't mean that they can retire after paying 15 of the old-age insurance, but they need to reach the retirement age. Take male employees as an example. Generally speaking, people under the age of 60 have paid pension insurance for 20 years, and this situation cannot be refunded for the time being. Specific performance in:

1. One-time payment of social security was cancelled, and the accumulated payment 15 years later to receive the pension.

2. Pensions can be collected through social security cards. In the past, pensions were collected through bank cards and passbooks, and social security financial functions needed to be activated in time.

3. Social security transfer is handled directly online. If you change jobs, you can apply for social security transfer even across provinces. Just log on to the national social insurance public service platform and submit the application online.

Maternity insurance and medical insurance have been merged.

Social insurance is mainly through raising social insurance funds, coordinating and adjusting social insurance funds within a certain range, and giving necessary help to workers when they encounter labor risks. Social insurance provides basic living security for workers. Workers can enjoy social insurance benefits as long as they meet the conditions for enjoying social insurance, that is, they have established labor relations with employers or paid various social insurance premiums according to regulations. Social insurance is the core content of social security system.

legal ground

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have paid for fifteen years.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.