Paid social security farm insurance in vain?

Previously insured rural residents pension insurance, now participate in the employee pension insurance (social security) is a different type of insurance and pension insurance treatment, retirement pension social security to be much higher than the agricultural insurance. The account balance of the agricultural insurance, in the retirement and into the account balance of the social security, in the calculation of the pension can increase the amount of pension. Extended explanation:

1. Can the farm insurance be merged with social security? Previously paid rural social security can not be merged with the current social security. Because the rural social security is to pay a lower fee, while the social security is a national mandatory policy, each year, according to the proportion of different bases to pay, the cost is more, the future to the retirement age, the pension more, and rural social security due to the payment of less, the pension is also less, the two different purposes of the insurance, but can not be merged.

2. Can rural insurance be combined with social security? There are two cases:

1. Urban and rural pension insurance is merged into the employee pension insurance, the amount of urban and rural pension is merged into the employee pension personal account, without increasing the number of years of employee pension contributions.

2. Employee pension insurance is merged into urban and rural pension insurance, and the amount of employee pension individual account is merged into urban and rural pension, and the number of years of urban and rural pension contribution is increased at the same time.

3. Can agricultural insurance be merged with social security? The name of agricultural insurance is outdated, and since 2014 it has been renamed urban and rural residents' pension insurance. As for the social security you mentioned, it should refer to the social security for urban workers. When you reach the legal retirement age, if you have not paid enough social security contributions for 15 years for urban workers, and you do not want to continue to pay contributions, and you can't make up for it, you can transfer the pension insurance in the social security for workers to the pension insurance for urban and rural residents under the premise of voluntariness, and you can realize the merger. After the merger, the contribution period reaches 15 years, and when you reach the age of 60, you can go through the formalities and receive the urban and rural residents' pension on a monthly basis.

4. Can social insurance and agricultural insurance be combined? According to the current national policy, the new rural insurance and social security can not be combined, this point should be clear. The new rural cooperative medical care (referred to as the "new rural cooperative") is to adopt the individual contribution, collective support and government subsidies to raise funds, it is the main object of payment is the farmers. On the other hand, social security contributions are paid by state-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises and other urban enterprises and their employees. And the new rural insurance and social security are two systems, but the purpose is the same, as long as the legal retirement age, to meet the conditions of the premise, can receive a monthly pension.

5. Can Farmers' Insurance and Social Security be combined? Social security and agricultural insurance can not be two in one, because social security and agricultural insurance, although they are both social security, but the nature is not the same, so social security is a monthly payment, annual settlement, the form of payment and payment methods and pesticides are not the same, the agricultural insurance is a yearly payment, the first year to pay the fee, the second year to use. If you don't pay the fee in the first year, then you won't be able to enjoy all the benefits of social security in the second year, so these two insurances can't be merged, if you want to choose the social security, then you have to stop the agricultural insurance. If you want to merge them, unless both of them pay the employee's social security or both of them pay the rural social security, so that Then you can merge.

6. Can I merge my farm insurance with my social security? No, you can't, because these two are two insurance systems, and you can't pay for the agricultural insurance and the social insurance at the same time. According to the regulations, has participated in the employee medical insurance, no longer participate in the new rural medical insurance for urban and rural residents, shall not be duplicated. Agricultural insurance refers to the administrative department responsible for the organization and management of rural economic organizations, collective institutions and workers in various industries *** with the obligation to pay pension insurance premiums, workers in old age in accordance with the status of pension insurance premiums to enjoy the basic pension insurance treatment of the rural social security system.

7. agricultural insurance can be combined with social security how to do? Can not be merged;: agricultural insurance also belongs to a kind of social security, that is to say, agricultural insurance merged into the employee's pension, because the employee's pension treatment is higher.

I. The new agricultural insurance fund consists of individual contributions, collective subsidies and government subsidies.

Two, social insurance is the state mandatory requirement to buy a kind of insurance, the state development of social insurance, the establishment of social insurance system, the establishment of the social insurance fund, the purpose of the workers in old age, disease and injury, unemployment, childbirth and other situations, to get help, enjoy the insurance treatment. China's Labor Law and Social Insurance Law both explicitly stipulate that it is the legal obligation of the employer to pay social insurance for workers, which is obviously mandatory for the State, and the employer cannot refuse to undertake this legal obligation under any pretext or reason. 8. Can Farmers' Insurance be merged with Social Security? No, it is not possible or necessary at this time! The agricultural insurance is now merged with the residents' social security and is unified as the residents' social security. Residents' social security is designed for people who are not covered by social security, so that they can have a guaranteed old-age life when they grow old. Resident social security is more subsidized by the state, and anyone can only pay for one type of social security, that is, either one or the other. When you pay for employee social security, the social security office will have your social security information, and it is not possible to allow the payment of resident social security.

Legal basis:

Social Insurance Law of the People's Republic of China Article 12 The employer shall pay the basic pension insurance premiums in accordance with the proportion of the total wages of the employees of the employer as stipulated by the State, and shall credit the basic pension insurance fund. Employees shall pay basic pension insurance premiums in the proportion of their own wages as prescribed by the State, and such premiums shall be credited to their individual accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance at the employing organization, and other flexibly employed persons who participate in basic pension insurance shall pay basic pension insurance premiums in accordance with the State regulations, which shall be credited to the basic pension insurance general fund and the individual account respectively. Article 60 An employer shall declare and pay social insurance premiums in full and on time, and shall not suspend or reduce the payment except for force majeure and other legal reasons. The social insurance premiums to be paid by an employee shall be withheld and paid by the employer on behalf of the employee, and the employer shall inform the employee of the details of the payment of social insurance premiums on a monthly basis. Individual entrepreneurs without employees, part-time workers who do not participate in social insurance with their employers, and other flexibly employed persons may pay social insurance premiums directly to the social insurance premium collection organization.