Shenzhen 20 yuan major diseases social security children

Personally, I'm guessing that you're referring to the Shenzhen Ping An's $20 supplemental medical insurance for major illnesses in cooperation with the government.

If this is the one above, the coverage is as follows.

Shenzhen 20 yuan major illness insurance coverage includes hospitalization costs and the use of drugs. The details are as follows:

1. Hospitalization medical expenses: Within the same social medical insurance year, if the medical expenses incurred by the insured person when hospitalized are within the scope of the social medical insurance catalog according to the Measures for Social Medical Insurance of Shenzhen and the part that should be paid by him/her is more than 10,000 yuan in total, the contractor will pay the exceeding part of the total amount of 70%;

2. Within the same social medical insurance year, the expenses incurred by the participant suffering from serious diseases and using the drugs in the "Shenzhen Supplementary Medical Insurance Drug Catalog for Serious Diseases" shall be paid 70% by the contractor, and the maximum amount of payment shall not exceed 150,000 yuan.

What can be seen is that the first insurance is hospitalization medical expenses (out-of-pocket part of more than 10,000 yuan outside the scope of the social security drugs), the other part is the use of drugs inside the Shenzhen supplemental medical insurance drug catalog for serious illnesses

Extended reading: how to buy insurance, which is good, hand in hand, to teach you to avoid the insurance of these "pits"