One-time social security subsidy standard for the death of the elderly in rural areas

Legal analysis: the social pension insurer has died, and the personal account pension balance can be inherited. According to "Social Insurance Law", personal account pension has the nature of compulsory savings and belongs to individuals. If an individual dies (including before and after retirement), the pension balance in the personal account can be inherited. In case of death due to illness or non-work-related reasons, the survivors can receive funeral subsidies and survivors' pensions. Funeral allowance and survivor's pension are also part of the employee's pension insurance benefits. (1) Funeral allowance is a subsidy for employees to bury and handle funeral affairs after death. There is no uniform standard in China at present. Judging from the regulations in some places, funeral subsidies are generally paid according to a certain number of years of the average monthly salary of local employees at the time of their death. For example, in Dalian, the funeral allowance was the average social wage of the whole city for three months in the previous year. (2) Survivor's pension is the economic compensation and spiritual comfort given to employees' families after their death. Survivors' pensions vary from place to place, and some do not stipulate pensions, but only provide monthly assistance to survivors; Some provide one-time pensions and monthly living allowances for survivors. For example, in Dalian, dependent immediate family members can receive a one-time relief subsidy according to the average social wage of last year 10 month, and also receive a relative relief subsidy according to the sum of local living difficulties subsidy standards and price subsidies.

Legal basis: Article 39 of the Regulations on Work-related Injury Insurance, if an employee dies at work, his close relatives shall receive funeral subsidies, dependent relatives' pensions and one-time work-related death subsidies from the work-related injury insurance fund in accordance with the following provisions: (1) The funeral subsidies shall be the average monthly salary of employees in the overall planning area for six months; (2) The pension for supporting relatives shall be paid to the relatives who provided the main source of livelihood before the death of the employee and were unable to work because of work according to a certain proportion of the employee's salary. The standard is: spouse 40%, other relatives 30%, widowed elderly or orphans 10%. The total approved pension of dependent relatives should not be higher than the salary of employees who died at work. The specific scope of supporting relatives shall be stipulated by the administrative department of social insurance of the State Council; (three) the standard of one-time work death allowance is 20 times of the per capita disposable income of urban residents in the previous year. If a disabled employee dies at work during the period of paid suspension, his close relatives shall enjoy the treatment stipulated in the first paragraph of this article. If a disabled worker of Grade 1 to Grade 4 dies after the expiration of his unpaid leave, his close relatives may enjoy the treatment specified in Items (1) and (2) of the first paragraph of this article.