Will the social security break be cleared?

Social security cut-off will not clear the social security records and accumulated payment years paid by individuals.

This means that whether it is endowment insurance, medical insurance or other types of social security projects, the number of months or years that have been paid before will be retained and included in the total payment period, so as to enjoy the corresponding social security benefits in the future.

Specifically, the personal account balance and payment period of endowment insurance are not clear. Even if the payment is interrupted, the payment before the renewal is still valid, and the payment period is accumulated, but it will affect the calculation of pension, because there is no new payment record during the interruption period, which may lead to a decrease in the amount of pension.

Medical insurance will stop enjoying the medical insurance benefits of employees from the month after the payment is interrupted, but the balance of personal accounts remains, but it cannot be accumulated. In some areas, it may be necessary to pay again within a certain period of time after the payment is interrupted.

Other types of social insurance, such as unemployment insurance, industrial injury insurance and maternity insurance, may affect the eligibility of related benefits after the payment is interrupted. For example, unemployment insurance requires continuous payment for a certain period of time to meet the eligibility requirements, but the payment record will not be cleared.

In addition, in view of the requirement that non-local residents need to pay social security continuously when buying houses in specific cities, such as Beijing and Shanghai, social security needs to be paid continuously for several years. If it is interrupted, it may be necessary to pay the prescribed time limit again, otherwise it will affect the qualification of buying a house, but this does not mean that the social security paid is completely invalid.

In short, cutting off social security will not make the balance of personal account or accumulated payment period zero, but it may affect the enjoyment of treatment and the acquisition of special rights and interests. Therefore, it is beneficial to try to keep social security payments continuously.