Future Differences between Residents' Social Security and Employees' Social Security in Dongguan

Legal analysis: employee social security is mandatory. Working in an enterprise, the enterprise must pay five insurances for its employees: endowment insurance, medical insurance, maternity insurance, industrial injury insurance and unemployment insurance. The expenses of the five insurances need to be paid by both individuals and enterprises. Of course, enterprises pay much more than individuals. Social security for residents is paid by individuals voluntarily, and social security for residents in most cities only includes old-age insurance and medical insurance.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24 The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Article 25 The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.