Can social security be refunded? How should migrant workers buy social security?

Legal analysis: Social security can be transferred from 00+65438+65438 10 nationwide, so the social security of migrant workers can't be refunded now, just to protect their retirement interests, because in the past, even if they surrendered their insurance, they only paid it themselves, and what the unit paid was not refundable. Now they can enjoy retirement benefits as long as they pay 15 years.

Migrant workers purchase social security in three situations:

1. If it is a rural hukou and there is no formal work unit in the city where you work, it is recommended to join the new rural cooperative medical system;

Rural and urban residents who need to participate in the new rural cooperative medical system should bring their household registration book to the village, residence or community where their household registration is located before February 20 every year, 65438, requiring the whole family to participate in the insurance. The new rural cooperative medical system is a guarantee system implemented by the state to ensure the basic medical care of the broad masses of the people. The villagers give a little, the collective posts a little, and the government makes up a little. In line with the principle of mutual assistance, the people share the risk of diseases, provide some economic help to the sick people, and reduce the phenomenon of poverty caused by illness and returning to poverty due to illness. Payment methods vary from country to country. The charging standard in Chongqing is 10 yuan per person per year, so some medical expenses can be reimbursed in proportion. After getting sick, you can get a one-time subsidy for serious illness every year, ranging from 10000 yuan to 4000 yuan.

2. If it is a city hukou, but the place of work and residence are not uniform, and there is no formal work unit in the city where you work, it is recommended to participate in social security at the place where you register;

20 1 1 social security law will be formally implemented, which stipulates that the overall planning in the province can be gradually implemented throughout the country. To be on the safe side, it is better to pay old-age insurance at the place where the account is located.

3. If you are registered in this city and have no formal work unit, you can pay social security yourself.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 1 This Law is formulated in accordance with the Constitution for the purpose of adjusting the social insurance relationship, safeguarding citizens' legitimate rights and interests in participating in social insurance and enjoying social insurance benefits, enabling citizens to enjoy the fruits of development and promoting social harmony and stability.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.

Article 6 The State exercises strict supervision over social insurance funds.

The State Council and the people's governments of provinces, autonomous regions and municipalities directly under the Central Government shall establish and improve the supervision and management system of social insurance funds to ensure the safe and effective operation of social insurance funds.

People's governments at or above the county level shall take measures to encourage and support all sectors of society to participate in the supervision of social insurance funds.

Article 7 The administrative department of social insurance in the State Council is responsible for the management of social insurance throughout the country, and other relevant departments in the State Council are responsible for the relevant social insurance work within their respective functions and duties.

The social insurance administrative department of the local people's government at or above the county level shall be responsible for the social insurance management within its administrative area, and other relevant departments of the local people's government at or above the county level shall be responsible for the relevant social insurance work within their respective functions and duties.

Eighth social insurance agencies to provide social insurance services, responsible for social insurance registration, personal rights and interests records, social insurance benefits payment and other work.

Article 9 Trade unions shall safeguard the legitimate rights and interests of employees according to law, and have the right to participate in the research on major social insurance issues, participate in the social insurance supervision committee, and supervise matters related to employees' social insurance rights and interests.