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What is the initial password of the financial social security card password?
What's the difference between financial social security card and ordinary social security card?
1, with different functions: financial social security cards have the function of bank debit cards, while ordinary social security cards have no function of bank debit cards;
2. Different contents of use: Financial social security card is a social security card loaded with financial functions, which can be used as a bank card and has financial functions such as cash deposit and withdrawal, transfer and consumption, while ordinary social security card cannot be used as a bank card and does not have financial functions such as cash deposit and withdrawal, transfer and consumption.
3. The chips in the cards are different: the chips of financial social security cards include both human resources and financial applications, while the chips of ordinary social security cards only include human resources and social security applications.
Financial social security card
Financial social security card refers to the second and third generation social security cards. Different from the first generation of social security cards, financial social security cards have financial functions, that is, the functions of bank debit cards that we often use. We can understand them as the latest financial social security card, that is, the combination of bank card and early social security card.
At present, most users have upgraded their social security cards to financial social security cards, and some users are still using a generation of social security cards. If you can't tell which version of the social security card you are using, you can directly see whether your social security card has the UnionPay logo. The one with the UnionPay logo is the financial social security card, which has financial functions.
Simply put, the main difference between financial social security cards and ordinary social security cards is the functional difference. Financial social security cards can be used for deposit and withdrawal, consumption, transfer and medical insurance payment reimbursement, while the first generation social security cards can only be used for medical insurance payment reimbursement.
Insured personnel can deposit their own funds into the financial social security card, and one card can solve their own medical insurance and savings problems at the same time.
It is precisely because the financial social security card has the function of deposit and withdrawal that China gradually distributed pensions through the financial account of the social security card around 20 19. Therefore, in order to facilitate the collection of pensions, it is suggested that users who are about to retire can check whether they have upgraded their financial social security cards to facilitate the payment of pensions in the later period. Also remind everyone that the social security card financial account needs to be activated before it can be used.
To sum up, the social security card has two passwords, namely the social security card application password and the bank financial password. The initial password of social security card is 123456 (different cities have different settings), and the initial password of bank financial application is provided by the bank. For the security of account funds, the user should reset the initial password. Social security card is a electronic certificate for cardholders to enjoy the rights and interests of social security and public employment services. It has the basic functions of information recording, information inquiry, business handling, etc., and can be loaded with financial functions and extended to other public service fields.
Legal basis:
Article 4 of People's Republic of China (PRC) Social Insurance Law
Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consulting and other related services;
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
Article 5
The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan.
The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.
The state supports social insurance through preferential tax policies.
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