What if an employee is injured in a factory and doesn't buy social security?

Legal analysis: if the factory fails to pay the work-related injury insurance premium for its employees according to law, it shall bear all the expenses of the work-related injury insurance for employees. According to the relevant laws and regulations, employees can apply to the local labor department for work-related injury identification and labor ability appraisal, determine the specific compensation amount according to the appraisal situation, and ask the unit to pay compensation for work-related injuries. If the employer refuses to pay compensation, the injured worker may complain to the local labor inspection or directly apply for labor arbitration.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 41 Where an employee's employer fails to pay work-related injury insurance premiums according to law, and a work-related injury accident occurs, the employer shall pay work-related injury insurance benefits. If the employer does not pay, it shall pay in advance from the industrial injury insurance fund. The industrial injury insurance benefits paid in advance from the industrial injury insurance fund shall be repaid by the employer. If the employer fails to repay, the social insurance agency may recover the compensation in accordance with the provisions of Article 63 of this Law.

Article 33 Employees shall participate in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, while employees shall not pay the work-related injury insurance premium.