Job Recruitment Website - Social security inquiry - Can individuals buy maternity insurance?
Can individuals buy maternity insurance?
Individuals are not allowed to buy maternity insurance. Maternity insurance is compulsory and paid by my employer, and the employer must pay it for me. Individuals can't pay. Maternity insurance is a social policy that the state legislates to protect the rights and interests of female workers. Whether the fetus is born normally or not, even if the fetus dies or miscarries, it can be enjoyed. 2. Before enjoying the maternity allowance, the unit needs to apply for maternity insurance for itself, and it needs to prepare three forms, a summary of the declaration of basic pension, work injury and maternity insurance for enterprise employees, a social security registration form, and an increase or decrease table of pension, work and maternity insurance personnel. The enterprise has prepared three forms. 3, by the unit with these three forms to the social labor insurance department to declare, the labor insurance department accepted, the two forms will be returned after the seal. By next month, the unit can pay maternity insurance premiums to new employees normally, which will be paid by the tax department.
What items does medical insurance reimbursement include?
The classification of medical insurance reimbursement and the items included are as follows:
1, general medical insurance. It mainly includes outpatient expenses, medical expenses and inspection expenses.
2. Hospitalization insurance. Mainly the daily hospitalization expenses, hospital equipment use expenses, operation expenses, medical expenses and so on.
3. Surgery insurance. Provide all expenses incurred due to the patient's need for necessary surgery.
4. Comprehensive medical insurance. Its cost range includes all expenses such as medical treatment, hospitalization and surgery.
5. Special disease insurance. Some special diseases often bring disastrous expenses to patients, which ordinary families can't bear. Such as cancer and heart disease. The major diseases that provide protection for the insured can be single diseases, such as malignant tumors, or even some cancers in malignant tumors.
I hope the above content can help you. Please consult a professional lawyer if you have any other questions.
Legal basis: Article 53 of the Social Insurance Law of People's Republic of China (PRC) stipulates that employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, while employees shall not pay maternity insurance premiums.
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