How to deduct fees when the balance of medical insurance card is insufficient

When the balance of the medical insurance card is insufficient, the way of deducting fees may vary depending on the region and the medical insurance policy. Here are some common scenarios and how they are handled:

Personal co-payment: In case of insufficient balance on the card, the patient may need to pay a portion of the medical expenses on his/her own. This part of the cost is usually called "personal co-payment" or "self-payment". Patients can pay the out-of-pocket portion of the cost with cash, a bank card, or other payment methods.

Combination of social security card and cash: Some jurisdictions allow patients to use a combination of their social security card and cash to pay for expenses when the balance on their card is insufficient. The patient can use the balance on the card first, and then make up the shortfall with cash.

Medicare advances: Some health insurance policies allow hospitals or medical institutions to advance costs before the patient settles with the health insurance department. In this case, the patient can receive treatment first, and then subsequently deal with the settlement of the medical insurance fee.

Supplemental or commercial medical insurance: If the patient also has supplemental or commercial medical insurance, he or she may be able to pay a portion of the cost through these insurances. The exact reimbursement rate and process will vary depending on the insurance contract.