Job Recruitment Website - Social security inquiry - How to re-insure after termination of insurance?
How to re-insure after termination of insurance?
1, re-employment and continue to pay fees according to the requirements of employees. The interruption of social security payment may be due to resignation or resignation. If you are re-employed, the human resources department of the employment unit can assist you to transfer the previous social security relationship (the relationship between old-age insurance and medical insurance) from the original insured place to the local social security department where you work now, and then start paying the old-age insurance and medical insurance after the social security relationship is transferred to the unit.
Whether it is endowment insurance or medical insurance, when handling the basic pension relationship account, my ID number shall prevail. Although interrupted, it will not be abolished. However, after the interruption of medical insurance, although the previous payment years have to be accumulated, you will not be able to enjoy medical insurance benefits from the second month after the interruption. If the payment is continued after the interruption, there will be an observation period according to the length of the interruption;
2, if there is no re-employment, according to the flexible employment personnel continue to pay. After the interruption of social security, those who have never had a stable job and don't want to re-employment, apply to the social security department for continued payment as flexible employees. Because the social security relationship of flexible employees is generally located in their household registration, after the interruption, their previous pension insurance and medical insurance can be calculated cumulatively, but the payment period cannot be calculated. Social security is paid cumulatively, such as endowment insurance. As long as the cumulative payment is 15 years, you can receive a pension after retirement.
legal ground
People's Republic of China (PRC) social insurance law
Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity. Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development. Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units. Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.
The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.
The state supports social insurance through preferential tax policies. Article 6 The State exercises strict supervision over social insurance funds.
The State Council and the people's governments of provinces, autonomous regions and municipalities directly under the Central Government shall establish and improve the supervision and management system of social insurance funds to ensure the safe and effective operation of social insurance funds.
People's governments at or above the county level shall take measures to encourage and support all sectors of society to participate in the supervision of social insurance funds.
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