How does Shenzhen social security loan?

Can Shenzhen social security handle loans?

Shenzhen social security can apply for loans locally;

Conditions for social security loans:

1. Lender is 22-55 years old;

2. Social security is paid continuously 18 months or more without interruption;

3. The monthly deposit base is more than 4,000;

Information required by social security belt:

1. Valid ID;

2. Permanent residence or valid residence certificate, permanent residence certificate;

3. Proof of marital status;

4. Bank flow;

5. Proof of income or personal assets;

6. Credit report;

7. Social security card

8. Other information required by the bank.

Can Shenzhen Social Security get a loan?

If the loan cannot be obtained, the lending institution will check the borrower's repayment ability when issuing the loan. At this time, if the borrower can only provide social security cards, it will not be able to prove its repayment ability.

When applying for a loan, the borrower shall provide a social security card, and loan materials such as work certificate, income certificate, personal ID card and bank account issued by the unit. Provide the above loan materials to the lending institution, and only after passing the examination can the loan be processed. Residents who have paid premiums for more than one year can apply for "social security consumer loans" at any outlet of China Merchants Bank, which can be used for car purchase, decoration, study abroad, tourism, consumption and other purposes; Moreover, the loan amount is relatively high, which can basically meet various normal consumption needs; This loan amount can be recycled and paid back when you borrow it.

Extended data:

Social security cards have a wide range of functions. Cardholders can not only use the card for real-time settlement of medical insurance personal accounts, but also handle endowment insurance affairs; Go through the formalities of job registration and unemployment registration; Apply for unemployment insurance; Apply for employment training; Apply for labor ability appraisal and enjoy work-related injury insurance benefits; Handling labor and social security affairs online.

The Social Security Card of the People's Republic of China is an integrated circuit (ic) card, which is uniformly planned by Ministry of Human Resources and Social Security and issued to the public by local human resources and social security departments, and used in various business fields of human resources and social security.

Do you need Shenzhen social security for a loan in Shenzhen? Can social security be loaned elsewhere?

Yes, you can. You can get a loan without social security in Shenzhen.

1. You can apply if you meet the following conditions: you are 22-59 years old, have a fixed job and a stable income, have a punch card salary of more than 6 months, and have a good personal credit record.

2. The conditions of mortgage loan include: personal identity certificate, household registration book, proof of residence address, proof of marital status, proof of personal income or asset status, and proof of property rights of mortgaged houses and vehicles that meet the conditions of bank mortgage loan.

3. Without social security, the loan will not be affected. However, if you want to borrow money to buy a house in Shenzhen, people who are not registered in Shenzhen have social security restrictions-people who are not registered in Shenzhen need to pay social security for three consecutive years before they are eligible to borrow money to buy a house.